Natural Disasters in Liberty, KY
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
37.1
Very Low
Expected Annual Loss
26.3
Score (0-100)
Social Vulnerability
83.8
Score (0-100)
Community Resilience
17.6
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Winter Weather | 66.5 |
| Hail | 63.0 |
| Tornado | 61.4 |
| Cold Wave | 59.8 |
| Strong Wind | 59.7 |
| Landslide | 56.6 |
| Earthquake | 55.2 |
| Lightning | 44.9 |
| Hurricane | 44.8 |
| Ice Storm | 43.4 |
| Drought | 34.4 |
| Heat Wave | 29.0 |
| Wildfire | 17.8 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
33
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
15 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| May 23, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES |
| Apr 24, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Apr 3, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Feb 16, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES |
| Apr 10, 2023 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Jul 29, 2022 | Flood | SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Apr 23, 2021 | Flood | SEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Mar 31, 2021 | Severe Ice Storm | SEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDES |
| Mar 28, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Apr 17, 2019 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| May 12, 2015 | Flood | SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES |
| May 11, 2010 | Severe Storm | SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES |
| Feb 5, 2009 | Severe Ice Storm | SEVERE WINTER STORM AND FLOODING |
| Jan 28, 2009 | Severe Ice Storm | SEVERE WINTER STORM |
| Feb 21, 2008 | Severe Storm | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA |
| Jun 10, 2004 | Severe Storm | SEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES |
| Mar 14, 2003 | Severe Storm | SEVERE WINTER ICE AND SNOW STORMS, HEAVY RAIN, FLOODING, TORNADOES, AND MUD AND |
Showing 20 of 33 declarations
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
185
Total IA Distributed
$502,369
Repair/Replace
$226,344
Rental Assistance
$34,638
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-1912 | 164 | $393,578 | $3,305 |
| DR-4497 | 13 | $102,761 | — |
| DR-1523 | 8 | $6,030 | $788 |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
24
Total Claims Paid
$2,994,434
Avg Claim Payout
$124,768
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$2,393,718
Disasters with PA
7
Total Projects
166
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-1912 | Severe Storm(s) | 110 | $907,009 |
| DR-4595 | Severe Storm(s) | 9 | $716,690 |
| DR-1454 | Severe Storm(s) | 34 | $299,905 |
| DR-4218 | Flood | 1 | $214,295 |
| DR-4663 | Flood | 4 | $201,933 |
| DR-1746 | Severe Storm(s) | 5 | $33,694 |
| DR-1818 | Severe Ice Storm | 3 | $20,191 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
2
Federal Funding
$191,760
Avg Benefit-Cost Ratio
0.00
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 602.1: Other Equipment Purchase and Installation | 2 | $191,760 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Liberty has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are winter weather, hail, tornado. The area has had 33 federal disaster declarations. The most common disaster type is severe storm (15 declarations). 24 flood insurance claims have been filed in the area. FEMA has obligated $2,393,718 in public assistance recovery funding. $502,369 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.