Natural Disasters in Lawrenceburg, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

26.3

Very Low

Expected Annual Loss

37.6

Score (0-100)

Social Vulnerability

17.0

Score (0-100)

Community Resilience

70.8

Score (0-100)

Top Hazard Risks

Ice Storm81.2Strong Wind67.8Tornado64.2

Hazard	Risk Score
Ice Storm	81.2
Strong Wind	67.8
Tornado	64.2
Winter Weather	52.1
Earthquake	49.5
Landslide	44.2
Lightning	42.9
Hail	42.1
Cold Wave	33.6
Heat Wave	25.7
Hurricane	18.6
Drought	17.7
Wildfire	8.0

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

10 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Nov 26, 2024	Tropical Storm	REMNANTS OF HURRICANE HELENE
Apr 10, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 23, 2021	Flood	SEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
May 12, 2015	Flood	SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 30, 2015	Snowstorm	SEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
May 4, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
May 11, 2010	Severe Storm	SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES
Feb 5, 2009	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Jan 28, 2009	Severe Ice Storm	SEVERE WINTER STORM
May 19, 2008	Severe Storm	SEVERE STORMS, TORNADOES, FLOODING, MUDSLIDES, AND LANDSLIDES
Sep 10, 2005	Hurricane	HURRICANE KATRINA
Jun 3, 2003	Severe Storm	SEVERE STORMS, FLOODING, MUD AND ROCK SLIDES, AND TORNADOES
Mar 14, 2003	Severe Storm	SEVERE WINTER ICE AND SNOW STORMS, HEAVY RAIN, FLOODING, TORNADOES, AND MUD AND
Mar 4, 1997	Severe Storm	SEVERE STORM, FLOODING, AND TORNADOES

Showing 20 of 25 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

544

Total IA Distributed

$2,744,142

Repair/Replace

$1,556,581

Rental Assistance

$257,161

Disaster	Registrations	Total IA $	Avg Damage
DR-1746	5	N/A	$656
DR-4864	196	$1,955,495	$24,201
DR-1912	123	$421,288	$8,196
DR-4497	29	$192,306	—
DR-1454	115	$68,037	$1,509
DR-4595	29	$43,131	$3,342
DR-4860	24	$30,581	$1,066
DR-1523	17	$25,059	$1,732
DR-1471	5	$7,746	$2,181
DR-4663	1	$500	—

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$1,363,379

Avg Claim Payout

$23,108

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$471,116

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-1454	Severe Storm(s)	12	$207,912
DR-1818	Severe Ice Storm	8	$78,969
DR-4218	Flood	4	$49,083
DR-1912	Severe Storm(s)	8	$46,085
DR-1757	Severe Storm(s)	4	$40,884
DR-4864	Severe Storm(s)	1	$29,529
DR-4216	Snow	2	$18,654

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$53,664

Avg Benefit-Cost Ratio

0.00

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
601.1: Generators	1	$53,664

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Lawrenceburg has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are ice storm, strong wind, tornado. The area has had 25 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 59 flood insurance claims have been filed in the area. FEMA has obligated $471,116 in public assistance recovery funding. $2,744,142 has been distributed in individual assistance to disaster-affected residents. 1 hazard mitigation projects have been funded to reduce future risk.