Natural Disasters in Lancaster, KY
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
30.2
Very Low
Expected Annual Loss
21.0
Score (0-100)
Social Vulnerability
86.0
Score (0-100)
Community Resilience
48.7
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Strong Wind | 69.4 |
| Hail | 62.3 |
| Ice Storm | 61.2 |
| Winter Weather | 58.9 |
| Tornado | 57.6 |
| Lightning | 50.7 |
| Earthquake | 49.4 |
| Cold Wave | 48.2 |
| Hurricane | 44.8 |
| Landslide | 41.7 |
| Drought | 32.1 |
| Heat Wave | 29.2 |
| Wildfire | 18.1 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
19
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
9 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 24, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Apr 3, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Feb 16, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES |
| Jul 23, 2024 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES |
| Apr 10, 2023 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Mar 31, 2021 | Severe Ice Storm | SEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDES |
| Mar 28, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| May 11, 2010 | Severe Storm | SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES |
| Feb 5, 2009 | Severe Ice Storm | SEVERE WINTER STORM AND FLOODING |
| Jan 28, 2009 | Severe Ice Storm | SEVERE WINTER STORM |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA |
| Jun 10, 2004 | Severe Storm | SEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES |
| Jun 3, 2003 | Severe Storm | SEVERE STORMS, FLOODING, MUD AND ROCK SLIDES, AND TORNADOES |
| Mar 3, 1998 | Severe Storm | SEVERE WINTER STORM |
| Jan 13, 1996 | Snowstorm | BLIZZARD OF 96 |
| Mar 16, 1994 | Snowstorm | SEVERE WEATHER, FREEZING RAIN, SLEET, SNW |
| Mar 16, 1993 | Snowstorm | SEVERE SNOWFALL & WINTER STORM |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
339
Total IA Distributed
$1,214,314
Repair/Replace
$772,190
Rental Assistance
$77,547
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4217 | 1 | N/A | — |
| DR-4663 | 1 | N/A | — |
| DR-1912 | 225 | $757,684 | $5,639 |
| DR-4864 | 59 | $233,258 | $7,699 |
| DR-4497 | 37 | $165,634 | — |
| DR-4595 | 4 | $37,006 | $4,420 |
| DR-1471 | 4 | $10,457 | $4,331 |
| DR-1523 | 6 | $8,405 | $2,954 |
| DR-4611 | 1 | $1,391 | — |
| DR-1925 | 1 | $480 | $480 |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
23
Total Claims Paid
$948,057
Avg Claim Payout
$41,220
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$879,979
Disasters with PA
3
Total Projects
40
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-1818 | Severe Ice Storm | 17 | $555,015 |
| DR-1912 | Severe Storm(s) | 16 | $241,726 |
| DR-4864 | Severe Storm(s) | 7 | $83,238 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
4
Federal Funding
$79,120
Avg Benefit-Cost Ratio
6.41
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 303.1: Wetland Restoration/Creation; 403.5: Floodwater Storage and Diversion | 3 | $0 |
| 403.1: Stormwater Management - Culverts; 403.2: Stormwater Management - Diversions | 1 | $79,120 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Lancaster has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, hail, ice storm. The area has had 19 federal disaster declarations. The most common disaster type is severe storm (9 declarations). 23 flood insurance claims have been filed in the area. FEMA has obligated $879,979 in public assistance recovery funding. $1,214,314 has been distributed in individual assistance to disaster-affected residents. 4 hazard mitigation projects have been funded to reduce future risk.