Natural Disasters in La Center, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

39.6

Very Low

Expected Annual Loss

38.9

Score (0-100)

Social Vulnerability

54.7

Score (0-100)

Community Resilience

51.5

Score (0-100)

Top Hazard Risks

Drought96.4Earthquake88.9Ice Storm82.9

Hazard	Risk Score
Drought	96.4
Earthquake	88.9
Ice Storm	82.9
Strong Wind	56.5
Heat Wave	50.6
Cold Wave	41.1
Landslide	40.2
Winter Weather	39.3
Tornado	31.7
Hurricane	29.6
Lightning	21.2
Hail	20.3
Wildfire	6.0

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

13 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Apr 23, 2021	Flood	SEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 17, 2019	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 30, 2015	Snowstorm	SEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 6, 2012	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING
May 4, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
May 11, 2010	Severe Storm	SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES
May 29, 2009	Severe Storm	SEVERE STORMS, TORNADOES, FLOODING AND MUDSLIDES
Feb 5, 2009	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Jan 28, 2009	Severe Ice Storm	SEVERE WINTER STORM
Oct 9, 2008	Severe Storm	SEVERE WIND STORM ASSOCIATED WITH TROPICAL DEPRESSION IKE
May 19, 2008	Severe Storm	SEVERE STORMS, TORNADOES, FLOODING, MUDSLIDES, AND LANDSLIDES
Sep 10, 2005	Hurricane	HURRICANE KATRINA
Feb 8, 2005	Snowstorm	SEVERE WINTER STORM AND RECORD SNOW

Showing 20 of 27 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

Total IA Distributed

$676,045

Repair/Replace

$535,308

Rental Assistance

$36,286

Disaster	Registrations	Total IA $	Avg Damage
DR-1976	59	$563,121	$12,761
DR-4497	12	$74,542	—
DR-4864	4	$38,382	$6,742

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$585,015

Avg Claim Payout

$13,000

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$3,089,445

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4595	Severe Storm(s)	5	$1,394,966
DR-1818	Severe Ice Storm	27	$359,260
DR-1757	Severe Storm(s)	17	$344,411
DR-4428	Severe Storm(s)	3	$281,965
DR-1841	Severe Storm(s)	7	$141,385
DR-1802	Severe Storm(s)	5	$126,318
DR-4497	Biological	2	$120,016
DR-1912	Severe Storm(s)	9	$109,088
DR-4860	Other	2	$84,005
DR-4804	Severe Storm(s)	1	$53,137
DR-1310	Tornado	4	$40,455
DR-1578	Snow	1	$13,958
DR-4216	Snow	1	$12,301
DR-1471	Severe Storm(s)	2	$6,329
DR-4057	Severe Storm(s)	3	$1,851

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$542,833

Properties Protected

Avg Benefit-Cost Ratio

0.32

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
601.1: Generators	2	$124,943
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	2	$88,152
401.1: Water and Sanitary Sewer System Protective Measures	1	$329,738

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

La Center has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are drought, earthquake, ice storm. The area has had 27 federal disaster declarations. The most common disaster type is severe storm (13 declarations). 45 flood insurance claims have been filed in the area. FEMA has obligated $3,089,445 in public assistance recovery funding. $676,045 has been distributed in individual assistance to disaster-affected residents. 5 hazard mitigation projects have been funded to reduce future risk.