Natural Disasters in Island, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

40.7

Very Low

Expected Annual Loss

32.5

Score (0-100)

Social Vulnerability

78.4

Score (0-100)

Community Resilience

51.6

Score (0-100)

Top Hazard Risks

Ice Storm86.4Earthquake84.6Strong Wind70.5

Hazard	Risk Score
Ice Storm	86.4
Earthquake	84.6
Strong Wind	70.5
Drought	70.4
Hail	65.7
Winter Weather	53.4
Heat Wave	45.4
Tornado	37.6
Hurricane	26.9
Cold Wave	23.6
Lightning	18.8
Landslide	17.9
Wildfire	4.5

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

14 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Jul 23, 2024	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES
Apr 10, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 26, 2018	Flood	SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
May 4, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
May 11, 2010	Severe Storm	SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES
Feb 5, 2009	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Jan 28, 2009	Severe Ice Storm	SEVERE WINTER STORM
Oct 9, 2008	Severe Storm	SEVERE WIND STORM ASSOCIATED WITH TROPICAL DEPRESSION IKE
May 19, 2008	Severe Storm	SEVERE STORMS, TORNADOES, FLOODING, MUDSLIDES, AND LANDSLIDES
Sep 10, 2005	Hurricane	HURRICANE KATRINA
Feb 8, 2005	Snowstorm	SEVERE WINTER STORM AND RECORD SNOW
Jun 10, 2004	Severe Storm	SEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES
Jun 3, 2003	Severe Storm	SEVERE STORMS, FLOODING, MUD AND ROCK SLIDES, AND TORNADOES

Showing 20 of 24 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

623

Total IA Distributed

$2,275,317

Repair/Replace

$1,509,606

Rental Assistance

$147,866

Disaster	Registrations	Total IA $	Avg Damage
DR-4864	145	$1,612,669	$10,423
DR-4630	281	$276,385	$7,440
DR-1976	64	$155,876	$2,890
DR-4497	10	$78,323	—
DR-1746	58	$60,997	$8,864
DR-4804	31	$42,481	$1,341
DR-1471	4	$29,113	$10,577
DR-4057	26	$15,945	$878
DR-1523	4	$3,528	$1,297

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

134

Total Claims Paid

$1,980,001

Avg Claim Payout

$14,776

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$1,674,720

Disasters with PA

Total Projects

170

Disaster	Type	Projects	Federal $
DR-1976	Severe Storm(s)	54	$336,448
DR-1818	Severe Ice Storm	19	$298,979
DR-4860	Other	6	$214,575
DR-4864	Severe Storm(s)	2	$187,122
DR-1757	Severe Storm(s)	35	$165,597
DR-1471	Severe Storm(s)	19	$130,392
DR-4804	Severe Storm(s)	5	$110,693
DR-1912	Severe Storm(s)	15	$99,564
DR-4361	Severe Storm(s)	5	$84,496
DR-1802	Severe Storm(s)	7	$24,376
DR-1578	Snow	3	$22,476

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$670,107

Properties Protected

Avg Benefit-Cost Ratio

0.00

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
601.1: Generators	5	$240,295
401.1: Water and Sanitary Sewer System Protective Measures	2	$78,920
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	1	$350,892

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Island has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are ice storm, earthquake, strong wind. The area has had 24 federal disaster declarations. The most common disaster type is severe storm (14 declarations). 134 flood insurance claims have been filed in the area. FEMA has obligated $1,674,720 in public assistance recovery funding. $2,275,317 has been distributed in individual assistance to disaster-affected residents. 8 hazard mitigation projects have been funded to reduce future risk.