Natural Disasters in Irvine, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

41.8

Very Low

Expected Annual Loss

30.7

Score (0-100)

Social Vulnerability

84.3

Score (0-100)

Community Resilience

23.0

Score (0-100)

Top Hazard Risks

Winter Weather59.3Landslide51.8Avalanche51.8

Hazard	Risk Score
Winter Weather	59.3
Landslide	51.8
Avalanche	51.8
Strong Wind	47.7
Wildfire	44.7
Lightning	42.8
Hail	41.3
Cold Wave	40.7
Tornado	37.8
Earthquake	35.4
Heat Wave	34.7
Ice Storm	30.8
Hurricane	28.1
Drought	17.2

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

21 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
May 23, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
Apr 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Nov 26, 2024	Tropical Storm	REMNANTS OF HURRICANE HELENE
Jul 23, 2024	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES
Apr 10, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 23, 2021	Flood	SEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 31, 2021	Severe Ice Storm	SEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 17, 2019	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 12, 2018	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Aug 12, 2015	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDE
May 12, 2015	Flood	SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES
May 1, 2015	Flood	SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 30, 2015	Snowstorm	SEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
May 4, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING

Showing 20 of 38 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

1,413

Total IA Distributed

$3,912,295

Repair/Replace

$2,884,304

Rental Assistance

$272,910

Disaster	Registrations	Total IA $	Avg Damage
DR-4595	208	$1,125,239	$10,139
DR-4860	159	$887,402	$4,818
DR-1454	259	$778,922	$4,457
DR-1523	332	$395,144	$840
DR-1471	215	$321,662	$3,901
DR-1912	212	$238,335	$1,083
DR-4497	27	$165,183	—
DR-4217	1	$409	$977

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$1,096,671

Avg Claim Payout

$26,111

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$2,923,153

Disasters with PA

Total Projects

182

Disaster	Type	Projects	Federal $
DR-4428	Severe Storm(s)	5	$544,229
DR-4860	Other	5	$325,034
DR-4218	Flood	14	$292,097
DR-4864	Severe Storm(s)	1	$275,747
DR-1976	Severe Storm(s)	13	$233,347
DR-1523	Severe Storm(s)	15	$153,169
DR-1818	Severe Ice Storm	9	$151,460
DR-4358	Other	1	$147,349
DR-4595	Severe Storm(s)	6	$145,115
DR-1407	Severe Storm(s)	16	$134,938
DR-1912	Severe Storm(s)	33	$113,200
DR-1454	Severe Storm(s)	15	$96,525
DR-4239	Severe Storm(s)	3	$55,759
DR-4216	Snow	6	$51,459
DR-4217	Flood	3	$47,108

Showing top 15 of 21 disasters by spending

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$2,250,165

Avg Benefit-Cost Ratio

1.00

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
700.1: Management Costs - Salaries; 700.4: Management Costs - Supplies; 904.2: Advance Assistance (FMA and PDMC)	1	$89,775
402.4: Community Flood Mitigation Project	1	$2,160,390

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Irvine has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are winter weather, landslide, avalanche. The area has had 38 federal disaster declarations. The most common disaster type is severe storm (21 declarations). 42 flood insurance claims have been filed in the area. FEMA has obligated $2,923,153 in public assistance recovery funding. $3,912,295 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.