Natural Disasters in Hartford, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

54.2

Relatively Low

Expected Annual Loss

48.0

Score (0-100)

Social Vulnerability

72.7

Score (0-100)

Community Resilience

52.0

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

30

Public Assistance

$3.5M

Individual Assistance

$1.4M

Most Common Type

Severe Storm

15 declarations

Public Assistance by Category

Total: $3.6M
DisasterTypeDatePA $IA $
Severe Winter Storm →Winter StormJan 2026——
Severe Storms, Straight-line Winds, Torn… →Severe StormApr 2025$165K$646K
Severe Storms, Straight-line Winds, Torn… →Severe StormApr 2025——
Severe Storms, Straight-line Winds, Floo… →Severe StormFeb 2025$567K—
Severe Storms, Straight-line Winds, Floo… →Severe StormFeb 2025——
Severe Storms, Straight-line Winds, Torn… →Severe StormJul 2024$104K—
Severe Storms, Straight-line Winds, Torn… →Severe StormApr 2023$99K—
Severe Storms, Straight-line Winds, Floo… →TornadoDec 2021$211K$401K
Severe Storms, Straight-line Winds, Floo… →TornadoDec 2021——
Severe, Storms, Flooding, Landslides, an… →FloodApr 2021$71K—
Covid-19 Pandemic →BiologicalMar 2020$66K$197K
Covid-19 →BiologicalMar 2020——
Severe Storms, Tornadoes, Flooding, Land… →FloodApr 2018$236K—
Severe Storm, Tornadoes, Flooding, Lands… →Severe StormAug 2016$41K—
Severe Winter Storm, Snowstorm, Flooding… →FloodMay 2015$10K—
Severe Storms, Tornadoes, Straight-line … →Severe StormMar 2012—$69K
Severe Storms, Flooding, Mudslides, and … →Severe StormMay 2010$139K$35K
Severe Winter Storm and Flooding →Severe Ice StormFeb 2009$1.5M—
Severe Winter Storm →Severe Ice StormJan 2009——
Severe Wind Storm Associated With Tropic… →Severe StormOct 2008$59K—

Showing 20 of 30 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

15

Total Claims Paid

$179,684

Avg Claim Payout

$11,979

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

8

Federal Funding

$53,804

Avg Benefit-Cost Ratio

0.29

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
601.1: Generators4$39,492
403.1: Stormwater Management - Culverts2$0
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)2$14,312

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Hartford has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are ice storm, hail, earthquake. The area has had 30 federal disaster declarations. The most common disaster type is severe storm (15 declarations). 15 flood insurance claims have been filed in the area. FEMA has obligated $3,482,352 in public assistance recovery funding. $1,357,679 has been distributed in individual assistance to disaster-affected residents. 8 hazard mitigation projects have been funded to reduce future risk.