Natural Disasters in Grayson, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

52.7

Relatively Low

Expected Annual Loss

48.9

Score (0-100)

Social Vulnerability

61.6

Score (0-100)

Community Resilience

11.8

Score (0-100)

Top Hazard Risks

Landslide89.9Heat Wave86.4Ice Storm59.0

Hazard	Risk Score
Landslide	89.9
Heat Wave	86.4
Ice Storm	59.0
Wildfire	58.2
Winter Weather	47.4
Earthquake	42.2
Lightning	41.3
Tornado	40.2
Strong Wind	38.0
Hurricane	37.0
Hail	31.9
Cold Wave	19.7
Drought	15.9

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

19 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Nov 26, 2024	Tropical Storm	REMNANTS OF HURRICANE HELENE
May 22, 2024	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES
May 9, 2023	Flood	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 27, 2022	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES
Apr 23, 2021	Flood	SEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 31, 2021	Severe Ice Storm	SEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 17, 2019	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 26, 2018	Flood	SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Aug 12, 2015	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDE
May 12, 2015	Flood	SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES
May 1, 2015	Flood	SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
May 4, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Jul 23, 2010	Severe Storm	SEVERE STORMS, FLOODING, AND MUDSLIDES
May 11, 2010	Severe Storm	SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES

Showing 20 of 37 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

1,041

Total IA Distributed

$3,504,746

Repair/Replace

$2,717,242

Rental Assistance

$173,078

Disaster	Registrations	Total IA $	Avg Damage
DR-1912	174	$569,114	$3,991
DR-4782	54	$555,405	$12,980
DR-1925	91	$537,759	$9,503
DR-1471	178	$521,336	$4,843
DR-1475	172	$458,870	$3,041
DR-4217	89	$350,949	$7,354
DR-1454	124	$163,743	$2,351
DR-1523	74	$151,447	$3,408
DR-4497	17	$95,693	—
DR-4239	63	$77,127	$2,541

Showing top 10 of 12 disasters by IA amount

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

449

Total Claims Paid

$9,048,508

Avg Claim Payout

$20,153

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$14,506,139

Disasters with PA

Total Projects

441

Disaster	Type	Projects	Federal $
DR-4592	Severe Storm(s)	10	$4,797,588
DR-4595	Severe Storm(s)	11	$3,315,142
DR-1454	Severe Storm(s)	27	$1,460,146
DR-1912	Severe Storm(s)	119	$691,181
DR-4428	Severe Storm(s)	3	$659,685
DR-1523	Severe Storm(s)	55	$572,795
DR-1407	Severe Storm(s)	40	$476,978
DR-4361	Severe Storm(s)	4	$410,842
DR-1471	Severe Storm(s)	31	$325,364
DR-1475	Severe Storm(s)	51	$273,423
DR-4643	Severe Storm(s)	10	$263,670
DR-1818	Severe Ice Storm	12	$237,751
DR-4239	Severe Storm(s)	9	$202,170
DR-1925	Severe Storm(s)	21	$173,830
DR-4217	Flood	8	$155,910

Showing top 15 of 22 disasters by spending

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$44,808

Properties Protected

Avg Benefit-Cost Ratio

1.07

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
601.1: Generators	3	$41,996
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	2	$0
200.3: Acquisition of Public Real Property (Structures and Land) - Riverine	2	$2,812

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Grayson has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, heat wave, ice storm. The area has had 37 federal disaster declarations. The most common disaster type is severe storm (19 declarations). 449 flood insurance claims have been filed in the area. FEMA has obligated $14,506,139 in public assistance recovery funding. $3,504,746 has been distributed in individual assistance to disaster-affected residents. 7 hazard mitigation projects have been funded to reduce future risk.