Natural Disasters in Gratz, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

15.2

Very Low

Expected Annual Loss

18.2

Score (0-100)

Social Vulnerability

35.9

Score (0-100)

Community Resilience

39.9

Score (0-100)

Top Hazard Risks

Landslide55.1Tornado50.6Strong Wind49.2

Hazard	Risk Score
Landslide	55.1
Tornado	50.6
Strong Wind	49.2
Ice Storm	40.9
Earthquake	32.8
Lightning	26.6
Heat Wave	25.1
Drought	21.5
Cold Wave	21.1
Winter Weather	16.1
Hurricane	13.2
Hail	11.4
Wildfire	5.6

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

9 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Apr 10, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 17, 2019	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 26, 2018	Flood	SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
May 12, 2015	Flood	SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES
May 1, 2015	Flood	SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
May 4, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
May 11, 2010	Severe Storm	SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES
Feb 5, 2009	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Jan 28, 2009	Severe Ice Storm	SEVERE WINTER STORM
Sep 10, 2005	Hurricane	HURRICANE KATRINA
Feb 8, 2005	Snowstorm	SEVERE WINTER STORM AND RECORD SNOW
Jun 10, 2004	Severe Storm	SEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES
Mar 4, 1997	Severe Storm	SEVERE STORM, FLOODING, AND TORNADOES
Jan 13, 1996	Snowstorm	BLIZZARD OF 96

Showing 20 of 23 declarations

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$1,443,060

Avg Claim Payout

$19,768

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$1,179,161

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4361	Severe Storm(s)	1	$790,250
DR-4217	Flood	2	$101,157
DR-1818	Severe Ice Storm	5	$97,418
DR-4428	Severe Storm(s)	1	$78,506
DR-4864	Severe Storm(s)	1	$44,063
DR-1912	Severe Storm(s)	6	$34,337
DR-4218	Flood	1	$19,755
DR-1976	Severe Storm(s)	3	$13,676

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$49,135

Properties Protected

Avg Benefit-Cost Ratio

1.68

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	1	$49,135
403.1: Stormwater Management - Culverts	1	$0
403.2: Stormwater Management - Diversions	1	$0

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Gratz has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, tornado, strong wind. The area has had 23 federal disaster declarations. The most common disaster type is severe storm (9 declarations). 73 flood insurance claims have been filed in the area. FEMA has obligated $1,179,161 in public assistance recovery funding. 3 hazard mitigation projects have been funded to reduce future risk.