Cost of Living in Germantown, KY
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
96.6
100 = national avg
-3.4 vs national average
Living Wage (1 Adult)
$42,511
per year
Living Wage (Family of 4)
$100,482
per year
Cost Index by Category
Housing52.6
Food115.9
Transportation131.8
Healthcare112.7
Utilities100.1
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$764
per month
2 Bedroom
$913
per month
The overall cost of living index in Germantown is 96.6, which is 3.4% below the national average. Housing costs are below the national average at an index of 52.6. A single adult needs to earn approximately $42,511 per year to cover basic expenses.