Natural Disasters in Gamaliel, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

26.7

Very Low

Expected Annual Loss

16.0

Score (0-100)

Social Vulnerability

94.4

Score (0-100)

Community Resilience

49.9

Score (0-100)

Top Hazard Risks

Hail77.1Earthquake63.6Strong Wind53.7

Hazard	Risk Score
Hail	77.1
Earthquake	63.6
Strong Wind	53.7
Tornado	53.4
Winter Weather	52.8
Ice Storm	52.0
Cold Wave	51.3
Landslide	49.4
Hurricane	42.5
Drought	40.4
Lightning	40.0
Heat Wave	31.9
Wildfire	11.0

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

13 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Jul 23, 2024	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES
Apr 10, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 24, 2020	Severe Storm	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
May 4, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
May 11, 2010	Severe Storm	SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES
Feb 21, 2008	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND
Sep 10, 2005	Hurricane	HURRICANE KATRINA
Aug 6, 2004	Severe Storm	SEVERE STORMS AND FLOODING
Jul 2, 2003	Severe Storm	SEVERE STORMS, FLOODING, MUD AND ROCK SLIDES, AND TORNADOES
Mar 4, 1997	Severe Storm	SEVERE STORM, FLOODING, AND TORNADOES
Jan 13, 1996	Snowstorm	BLIZZARD OF 96
Mar 16, 1994	Snowstorm	SEVERE WEATHER, FREEZING RAIN, SLEET, SNW
Mar 16, 1993	Snowstorm	SEVERE SNOWFALL & WINTER STORM

Showing 20 of 21 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

240

Total IA Distributed

$853,954

Repair/Replace

$491,157

Rental Assistance

$32,589

Disaster	Registrations	Total IA $	Avg Damage
DR-4497	35	$244,788	—
DR-1746	69	$242,699	$11,371
DR-1912	57	$195,586	$4,451
DR-1909	64	$138,721	$3,646
DR-4514	4	$30,494	—
DR-1745	6	$730	$4
DR-4663	3	$500	—
DR-1464	2	$436	$218

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$1,872

Avg Claim Payout

$936

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$1,396,959

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-1475	Severe Storm(s)	28	$672,577
DR-4860	Other	16	$571,602
DR-1912	Severe Storm(s)	20	$74,052
DR-4540	Severe Storm(s)	2	$22,445
DR-1746	Severe Storm(s)	5	$17,800
DR-4497	Biological	1	$17,168
DR-4864	Severe Storm(s)	2	$12,741
DR-1976	Severe Storm(s)	2	$8,574

Gamaliel has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hail, earthquake, strong wind. The area has had 21 federal disaster declarations. The most common disaster type is severe storm (13 declarations). 2 flood insurance claims have been filed in the area. FEMA has obligated $1,396,959 in public assistance recovery funding. $853,954 has been distributed in individual assistance to disaster-affected residents.