Natural Disasters in Franklin, KY
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
27.0
Very Low
Expected Annual Loss
26.8
Score (0-100)
Social Vulnerability
52.4
Score (0-100)
Community Resilience
54.6
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Hail | 83.1 |
| Earthquake | 76.6 |
| Ice Storm | 63.5 |
| Strong Wind | 58.8 |
| Tornado | 55.4 |
| Lightning | 55.1 |
| Drought | 45.1 |
| Cold Wave | 44.7 |
| Heat Wave | 39.3 |
| Winter Weather | 38.1 |
| Hurricane | 27.3 |
| Landslide | 6.5 |
| Wildfire | 5.5 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
20
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
8 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 24, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Apr 3, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Feb 24, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Feb 16, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES |
| Jul 23, 2024 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES |
| Apr 10, 2023 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Mar 28, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Apr 30, 2015 | Snowstorm | SEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| May 11, 2010 | Severe Storm | SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES |
| Feb 5, 2009 | Severe Ice Storm | SEVERE WINTER STORM AND FLOODING |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA |
| Mar 4, 1997 | Severe Storm | SEVERE STORM, FLOODING, AND TORNADOES |
| Jan 13, 1996 | Snowstorm | BLIZZARD OF 96 |
| Mar 16, 1994 | Snowstorm | SEVERE WEATHER, FREEZING RAIN, SLEET, SNW |
| Mar 16, 1993 | Snowstorm | SEVERE SNOWFALL & WINTER STORM |
| Mar 29, 1975 | Flood | SEVERE STORMS & FLOODING |
| Apr 4, 1974 | Tornado | TORNADOES |
| Jul 15, 1969 | Flood | SEVERE STORMS & FLOODING |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
297
Total IA Distributed
$1,000,285
Repair/Replace
$550,167
Rental Assistance
$46,615
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4217 | 1 | N/A | — |
| DR-4864 | 1 | N/A | — |
| DR-4663 | 3 | N/A | — |
| DR-4630 | 12 | N/A | — |
| DR-4860 | 132 | $554,160 | $2,718 |
| DR-1912 | 62 | $237,608 | $3,952 |
| DR-4497 | 27 | $165,893 | — |
| DR-4804 | 59 | $42,623 | $1,776 |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
24
Total Claims Paid
$910,642
Avg Claim Payout
$37,943
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$526,347
Disasters with PA
7
Total Projects
31
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4497 | Biological | 1 | $252,800 |
| DR-4804 | Severe Storm(s) | 4 | $101,445 |
| DR-1912 | Severe Storm(s) | 19 | $67,136 |
| DR-4702 | Severe Storm(s) | 1 | $43,912 |
| DR-1818 | Severe Ice Storm | 3 | $31,077 |
| DR-4216 | Snow | 2 | $18,008 |
| DR-4860 | Other | 1 | $11,969 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
3
Federal Funding
$1,310,786
Properties Protected
16
Avg Benefit-Cost Ratio
0.41
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 2 | $1,310,786 |
| 402.1: Infrastructure Protective Measures (Roads and Bridges) | 1 | $0 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Franklin has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hail, earthquake, ice storm. The area has had 20 federal disaster declarations. The most common disaster type is severe storm (8 declarations). 24 flood insurance claims have been filed in the area. FEMA has obligated $526,347 in public assistance recovery funding. $1,000,285 has been distributed in individual assistance to disaster-affected residents. 3 hazard mitigation projects have been funded to reduce future risk.