Natural Disasters in Frankfort, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

64.5

Relatively Low

Expected Annual Loss

68.3

Score (0-100)

Social Vulnerability

32.4

Score (0-100)

Community Resilience

78.2

Score (0-100)

Top Hazard Risks

Strong Wind93.2Tornado84.9Ice Storm67.7

Hazard	Risk Score
Strong Wind	93.2
Tornado	84.9
Ice Storm	67.7
Winter Weather	67.2
Lightning	65.2
Earthquake	63.1
Cold Wave	51.7
Landslide	40.5
Hail	40.4
Heat Wave	40.1
Hurricane	28.4
Drought	19.2
Wildfire	15.0

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

10 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Nov 26, 2024	Tropical Storm	REMNANTS OF HURRICANE HELENE
Apr 10, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 23, 2021	Flood	SEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
May 12, 2015	Flood	SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES
May 1, 2015	Flood	SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 30, 2015	Snowstorm	SEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
May 4, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
May 11, 2010	Severe Storm	SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES
Feb 5, 2009	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Jan 28, 2009	Severe Ice Storm	SEVERE WINTER STORM
Feb 21, 2008	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND
Sep 10, 2005	Hurricane	HURRICANE KATRINA
Feb 8, 2005	Snowstorm	SEVERE WINTER STORM AND RECORD SNOW

Showing 20 of 27 declarations

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

1,518

Total Claims Paid

$31,921,791

Avg Claim Payout

$21,029

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$9,440,458

Disasters with PA

Total Projects

361

Disaster	Type	Projects	Federal $
DR-1818	Severe Ice Storm	58	$1,690,395
DR-4702	Severe Storm(s)	19	$865,264
DR-4595	Severe Storm(s)	12	$807,567
DR-4428	Severe Storm(s)	2	$650,241
DR-1523	Severe Storm(s)	57	$625,586
DR-4860	Other	13	$585,960
DR-4804	Severe Storm(s)	2	$542,048
DR-4278	Severe Storm(s)	9	$398,112
DR-4864	Severe Storm(s)	10	$338,053
DR-4218	Flood	12	$302,416
DR-4592	Severe Storm(s)	10	$257,834
DR-1912	Severe Storm(s)	32	$251,925
DR-1976	Severe Storm(s)	38	$229,782
DR-4663	Flood	8	$219,971
DR-1746	Severe Storm(s)	8	$213,925

Showing top 15 of 30 disasters by spending

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$2,891,000

Properties Protected

Avg Benefit-Cost Ratio

0.18

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
201.1: Relocation of Private Structures - Riverine	2	$870,700
601.1: Generators	2	$482,143
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	2	$1,353,251
91.1: Local Multihazard Mitigation Plan	1	$96,662
95.1: FMA or CRS Plan	1	$24,765

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Frankfort has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, tornado, ice storm. The area has had 27 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 1,518 flood insurance claims have been filed in the area. FEMA has obligated $9,440,458 in public assistance recovery funding. 10 hazard mitigation projects have been funded to reduce future risk.