Natural Disasters in Erlanger, KY
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
77.4
Relatively Low
Expected Annual Loss
82.6
Score (0-100)
Social Vulnerability
15.3
Score (0-100)
Community Resilience
80.6
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Strong Wind | 95.2 |
| Tornado | 91.7 |
| Cold Wave | 86.4 |
| Lightning | 83.7 |
| Heat Wave | 80.6 |
| Ice Storm | 74.1 |
| Earthquake | 71.4 |
| Winter Weather | 60.8 |
| Landslide | 49.3 |
| Hail | 42.9 |
| Wildfire | 20.9 |
| Drought | 15.9 |
| Hurricane | 13.1 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
13
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
5 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 3, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Feb 16, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES |
| Mar 28, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| May 4, 2011 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Feb 5, 2009 | Severe Ice Storm | SEVERE WINTER STORM AND FLOODING |
| Jan 28, 2009 | Severe Ice Storm | SEVERE WINTER STORM |
| Oct 9, 2008 | Severe Storm | SEVERE WIND STORM ASSOCIATED WITH TROPICAL DEPRESSION IKE |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA |
| Mar 4, 1997 | Severe Storm | SEVERE STORM, FLOODING, AND TORNADOES |
| Jan 13, 1996 | Snowstorm | BLIZZARD OF 96 |
| Apr 4, 1974 | Tornado | TORNADOES |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
1,618
Total IA Distributed
$9,047,465
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4607 | 1 | N/A | — |
| DR-4057 | 6 | N/A | $110 |
| DR-4507 | 929 | $5,291,416 | — |
| DR-4497 | 671 | $3,754,049 | — |
| DR-4663 | 11 | $2,000 | — |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
39
Total Claims Paid
$372,121
Avg Claim Payout
$9,542
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$608,932
Disasters with PA
4
Total Projects
12
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-1818 | Severe Ice Storm | 4 | $315,572 |
| DR-1802 | Severe Storm(s) | 6 | $204,058 |
| DR-1976 | Severe Storm(s) | 1 | $84,848 |
| DR-4497 | Biological | 1 | $4,453 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
1
Federal Funding
$71,212
Avg Benefit-Cost Ratio
0.00
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 602.1: Other Equipment Purchase and Installation | 1 | $71,212 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Erlanger has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, tornado, cold wave. The area has had 13 federal disaster declarations. The most common disaster type is severe storm (5 declarations). 39 flood insurance claims have been filed in the area. FEMA has obligated $608,932 in public assistance recovery funding. $9,047,465 has been distributed in individual assistance to disaster-affected residents. 1 hazard mitigation projects have been funded to reduce future risk.