Natural Disasters in Eminence, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

15.7

Very Low

Expected Annual Loss

18.3

Score (0-100)

Social Vulnerability

37.8

Score (0-100)

Community Resilience

51.5

Score (0-100)

Top Hazard Risks

Strong Wind65.9Tornado50.2Earthquake43.2

Hazard	Risk Score
Strong Wind	65.9
Tornado	50.2
Earthquake	43.2
Lightning	38.8
Ice Storm	33.7
Landslide	28.6
Cold Wave	27.4
Drought	22.5
Heat Wave	20.8
Winter Weather	15.9
Hail	13.0
Hurricane	9.7
Wildfire	5.9

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

12 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
May 22, 2024	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES
Apr 10, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 17, 2019	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 26, 2018	Flood	SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Aug 12, 2015	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDE
May 4, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
May 11, 2010	Severe Storm	SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES
Feb 5, 2009	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Jan 28, 2009	Severe Ice Storm	SEVERE WINTER STORM
Sep 10, 2005	Hurricane	HURRICANE KATRINA
Jun 10, 2004	Severe Storm	SEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES
Mar 4, 1997	Severe Storm	SEVERE STORM, FLOODING, AND TORNADOES
Jan 13, 1996	Snowstorm	BLIZZARD OF 96

Showing 20 of 23 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

204

Total IA Distributed

$450,784

Repair/Replace

$204,023

Rental Assistance

$13,928

Disaster	Registrations	Total IA $	Avg Damage
DR-4663	1	N/A	—
DR-1746	1	N/A	—
DR-1523	157	$223,949	$2,930
DR-4864	9	$112,947	$5,757
DR-4497	12	$74,027	—
DR-4782	23	$36,284	$9,004
DR-4217	1	$3,577	$2,479

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$574,523

Avg Claim Payout

$17,954

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$1,308,165

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-1976	Severe Storm(s)	12	$556,392
DR-1523	Severe Storm(s)	44	$417,410
DR-4361	Severe Storm(s)	9	$86,878
DR-1818	Severe Ice Storm	9	$82,880
DR-4239	Severe Storm(s)	3	$78,464
DR-4428	Severe Storm(s)	1	$67,671
DR-4702	Severe Storm(s)	1	$12,495
DR-4860	Other	1	$5,974

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$49,229

Avg Benefit-Cost Ratio

0.00

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
601.1: Generators	4	$49,229

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Eminence has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, tornado, earthquake. The area has had 23 federal disaster declarations. The most common disaster type is severe storm (12 declarations). 32 flood insurance claims have been filed in the area. FEMA has obligated $1,308,165 in public assistance recovery funding. $450,784 has been distributed in individual assistance to disaster-affected residents. 4 hazard mitigation projects have been funded to reduce future risk.