Natural Disasters in Elk Creek, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

13.3

Very Low

Expected Annual Loss

32.1

Score (0-100)

Social Vulnerability

10.6

Score (0-100)

Community Resilience

92.3

Score (0-100)

Top Hazard Risks

Tornado56.7Strong Wind49.0Landslide39.9

Hazard	Risk Score
Tornado	56.7
Strong Wind	49.0
Landslide	39.9
Earthquake	39.2
Lightning	35.6
Ice Storm	31.8
Cold Wave	27.1
Winter Weather	26.3
Heat Wave	21.4
Drought	20.7
Hail	10.5
Wildfire	9.1
Hurricane	7.8

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

15 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
May 23, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
Apr 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Apr 10, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Dec 12, 2021	Tornado	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND TORNADOES
Dec 11, 2021	Tornado	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND TORNADOES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 26, 2018	Flood	SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Aug 12, 2015	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDE
May 12, 2015	Flood	SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES
May 1, 2015	Flood	SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
May 4, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Feb 5, 2009	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Jan 28, 2009	Severe Ice Storm	SEVERE WINTER STORM
May 19, 2008	Severe Storm	SEVERE STORMS, TORNADOES, FLOODING, MUDSLIDES, AND LANDSLIDES
Feb 21, 2008	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND

Showing 20 of 29 declarations

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$773,332

Avg Claim Payout

$14,872

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$2,758,333

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4361	Severe Storm(s)	16	$1,392,731
DR-1757	Severe Storm(s)	9	$495,174
DR-4239	Severe Storm(s)	7	$278,236
DR-1976	Severe Storm(s)	14	$116,417
DR-1818	Severe Ice Storm	9	$109,088
DR-4217	Flood	8	$96,733
DR-4702	Severe Storm(s)	5	$83,908
DR-1310	Tornado	2	$66,779
DR-4218	Flood	1	$35,075
DR-4860	Other	3	$31,524
DR-1454	Severe Storm(s)	4	$30,891
DR-1537	Severe Storm(s)	8	$21,777

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$1,676,598

Properties Protected

Avg Benefit-Cost Ratio

1.57

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
403.2: Stormwater Management - Diversions; 403.4: Stormwater Management - Detention/Retention Basins	2	$838,396
402.1: Infrastructure Protective Measures (Roads and Bridges)	1	$99,900
601.1: Generators	1	$14,550
106.2: Other Non Construction; 403.1: Stormwater Management - Culverts; 403.4: Stormwater Management - Detention/Retention Basins	1	$723,752
601.2: Generators - Regular	1	$0

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Elk Creek has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, strong wind, landslide. The area has had 29 federal disaster declarations. The most common disaster type is severe storm (15 declarations). 52 flood insurance claims have been filed in the area. FEMA has obligated $2,758,333 in public assistance recovery funding. 6 hazard mitigation projects have been funded to reduce future risk.