Natural Disasters in East Bernstadt, KY
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
71.7
Relatively Low
Expected Annual Loss
66.2
Score (0-100)
Social Vulnerability
68.2
Score (0-100)
Community Resilience
29.0
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Winter Weather | 91.4 |
| Hail | 90.8 |
| Wildfire | 89.5 |
| Cold Wave | 88.8 |
| Landslide | 86.9 |
| Tornado | 83.5 |
| Heat Wave | 79.5 |
| Strong Wind | 78.6 |
| Earthquake | 77.3 |
| Lightning | 73.8 |
| Hurricane | 50.9 |
| Ice Storm | 44.0 |
| Drought | 28.3 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
27
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
13 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| May 23, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES |
| Apr 3, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Feb 24, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Feb 16, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES |
| Jul 23, 2024 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES |
| Apr 10, 2023 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Apr 23, 2021 | Flood | SEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Mar 31, 2021 | Severe Ice Storm | SEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDES |
| Mar 28, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Apr 17, 2019 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Mar 6, 2012 | Severe Storm | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA |
| Jun 10, 2004 | Severe Storm | SEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES |
| May 7, 2002 | Severe Storm | SEVERE STORMS, TORNADOES AND FLOODING |
| Apr 4, 2002 | Severe Storm | SEVERE STORMS AND FLOODING |
| Nov 2, 2001 | Fire | KY - SOUTHEASTERN FIRE COMPLEX - 11/02/01 |
| Nov 4, 2000 | Fire | KY - SOUTHEASTERN DISTRICT FIRE COMPLEX - 11/03/00 |
| Mar 3, 1998 | Severe Storm | SEVERE WINTER STORM |
Showing 20 of 27 declarations
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
663
Total IA Distributed
$2,841,160
Repair/Replace
$1,154,113
Rental Assistance
$91,381
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4860 | 1 | N/A | — |
| DR-4497 | 214 | $1,325,666 | — |
| DR-4057 | 189 | $985,604 | $7,985 |
| DR-4595 | 51 | $275,544 | $17,269 |
| DR-4875 | 140 | $143,454 | $2,607 |
| DR-1912 | 20 | $55,377 | $2,568 |
| DR-1523 | 47 | $55,016 | $3,949 |
| DR-4663 | 1 | $500 | — |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
12
Total Claims Paid
$1,135,395
Avg Claim Payout
$94,616
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$839,910
Disasters with PA
4
Total Projects
40
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4057 | Severe Storm(s) | 12 | $573,506 |
| DR-4875 | Severe Storm(s) | 3 | $110,951 |
| DR-1414 | Severe Storm(s) | 15 | $85,042 |
| DR-1523 | Severe Storm(s) | 10 | $70,411 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
2
Federal Funding
$594,826
Avg Benefit-Cost Ratio
0.73
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 401.1: Water and Sanitary Sewer System Protective Measures | 1 | $570,000 |
| 601.2: Generators - Regular | 1 | $24,826 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
East Bernstadt has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are winter weather, hail, wildfire. The area has had 27 federal disaster declarations. The most common disaster type is severe storm (13 declarations). 12 flood insurance claims have been filed in the area. FEMA has obligated $839,910 in public assistance recovery funding. $2,841,160 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.