Natural Disasters in Concord, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

41.5

Very Low

Expected Annual Loss

32.9

Score (0-100)

Social Vulnerability

74.0

Score (0-100)

Community Resilience

7.6

Score (0-100)

Top Hazard Risks

Landslide84.4Heat Wave59.3Strong Wind43.1

Hazard	Risk Score
Landslide	84.4
Heat Wave	59.3
Strong Wind	43.1
Lightning	39.1
Winter Weather	37.0
Tornado	35.7
Hurricane	34.1
Ice Storm	31.3
Avalanche	27.6
Earthquake	27.0
Drought	23.5
Hail	21.4
Wildfire	15.3
Cold Wave	15.2

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

19 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Nov 26, 2024	Tropical Storm	REMNANTS OF HURRICANE HELENE
Mar 31, 2021	Severe Ice Storm	SEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDES
Apr 24, 2020	Severe Storm	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Aug 12, 2015	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDE
May 12, 2015	Flood	SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES
May 1, 2015	Flood	SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 30, 2015	Snowstorm	SEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
May 4, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Jul 23, 2010	Severe Storm	SEVERE STORMS, FLOODING, AND MUDSLIDES
May 11, 2010	Severe Storm	SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES
Feb 5, 2009	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Jan 28, 2009	Severe Ice Storm	SEVERE WINTER STORM
May 19, 2008	Severe Storm	SEVERE STORMS, TORNADOES, FLOODING, MUDSLIDES, AND LANDSLIDES

Showing 20 of 34 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

Total IA Distributed

$126,434

Repair/Replace

$16,305

Disaster	Registrations	Total IA $	Avg Damage
DR-4507	22	$100,300	—
DR-1453	36	$26,134	$699

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

116

Total Claims Paid

$1,988,618

Avg Claim Payout

$17,143

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$4,774,718

Disasters with PA

Total Projects

361

Disaster	Type	Projects	Federal $
DR-1320	Severe Storm(s)	42	$914,367
DR-1454	Severe Storm(s)	37	$877,467
DR-1471	Severe Storm(s)	49	$540,901
DR-4217	Flood	2	$438,018
DR-1912	Severe Storm(s)	66	$370,530
DR-1925	Severe Storm(s)	52	$314,827
DR-1976	Severe Storm(s)	35	$305,806
DR-1388	Severe Storm(s)	12	$257,357
DR-4540	Severe Storm(s)	1	$232,616
DR-1757	Severe Storm(s)	43	$192,105
DR-1818	Severe Ice Storm	6	$101,249
DR-4239	Severe Storm(s)	5	$74,870
DR-4218	Flood	2	$40,761
DR-4860	Other	2	$39,707
DR-4864	Severe Storm(s)	3	$31,504

Showing top 15 of 18 disasters by spending

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$456,228

Properties Protected

Avg Benefit-Cost Ratio

4.16

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.6: Acquisition of Private Real Property (Structures and Land) - Landslide; 302.1: Landslide Stabilization - Structural	1	$25,860
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine; 200.5: Acquisition of Vacant Land	1	$430,368

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Concord has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, heat wave, strong wind. The area has had 34 federal disaster declarations. The most common disaster type is severe storm (19 declarations). 116 flood insurance claims have been filed in the area. FEMA has obligated $4,774,718 in public assistance recovery funding. $126,434 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.