Natural Disasters in Combs, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

73.2

Relatively Low

Expected Annual Loss

69.5

Score (0-100)

Social Vulnerability

61.8

Score (0-100)

Community Resilience

38.4

Score (0-100)

Top Hazard Risks

Landslide92.4Wildfire77.9Winter Weather66.9

Hazard	Risk Score
Landslide	92.4
Wildfire	77.9
Winter Weather	66.9
Strong Wind	55.3
Avalanche	54.7
Cold Wave	52.8
Hail	51.3
Earthquake	49.6
Lightning	48.2
Hurricane	44.3
Heat Wave	40.9
Tornado	33.9
Ice Storm	12.5

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

23 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Jul 23, 2024	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES
May 9, 2023	Flood	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Jul 29, 2022	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 23, 2021	Flood	SEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 31, 2021	Severe Ice Storm	SEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDES
Apr 24, 2020	Severe Storm	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 17, 2019	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 12, 2018	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Aug 12, 2015	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDE
May 12, 2015	Flood	SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 30, 2015	Snowstorm	SEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Jul 25, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
May 4, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING

Showing 20 of 46 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

4,971

Total IA Distributed

$29,074,012

Repair/Replace

$20,762,529

Rental Assistance

$1,688,448

Disaster	Registrations	Total IA $	Avg Damage
DR-4663	2,072	$15,180,362	$12,216
DR-4860	1,607	$10,389,127	$6,958
DR-4497	308	$1,851,161	—
DR-1475	315	$380,986	$1,405
DR-1523	224	$332,830	$1,932
DR-4008	104	$243,448	$2,550
DR-4595	85	$224,125	$4,502
DR-1454	110	$214,313	$5,065
DR-1471	96	$172,961	$2,249
DR-4239	44	$81,389	$2,820

Showing top 10 of 12 disasters by IA amount

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

594

Total Claims Paid

$9,970,730

Avg Claim Payout

$16,786

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$54,707,772

Disasters with PA

Total Projects

555

Disaster	Type	Projects	Federal $
DR-4663	Flood	235	$42,754,183
DR-4860	Other	43	$2,476,039
DR-4711	Severe Storm(s)	18	$1,751,812
DR-4595	Severe Storm(s)	29	$1,272,628
DR-4218	Flood	16	$845,676
DR-4540	Severe Storm(s)	15	$819,090
DR-4428	Severe Storm(s)	10	$802,522
DR-4358	Other	8	$701,654
DR-4592	Severe Storm(s)	7	$461,006
DR-4804	Severe Storm(s)	4	$410,118
DR-1407	Severe Storm(s)	16	$367,677
DR-1454	Severe Storm(s)	19	$329,402
DR-1388	Severe Storm(s)	14	$309,206
DR-1475	Severe Storm(s)	23	$264,754
DR-1414	Severe Storm(s)	10	$257,806

Showing top 15 of 24 disasters by spending

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$214,923

Properties Protected

Avg Benefit-Cost Ratio

10.49

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.6: Acquisition of Private Real Property (Structures and Land) - Landslide	2	$117,594
100.1: Public Awareness and Education (Brochures, Workshops, Videos, etc.)	1	$0
601.1: Generators	1	$72,328
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	1	$0
95.1: FMA or CRS Plan	1	$25,000

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Combs has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, wildfire, winter weather. The area has had 46 federal disaster declarations. The most common disaster type is severe storm (23 declarations). 594 flood insurance claims have been filed in the area. FEMA has obligated $54,707,772 in public assistance recovery funding. $29,074,012 has been distributed in individual assistance to disaster-affected residents. 6 hazard mitigation projects have been funded to reduce future risk.