Natural Disasters in Cloverport, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

39.5

Very Low

Expected Annual Loss

41.3

Score (0-100)

Social Vulnerability

44.6

Score (0-100)

Community Resilience

47.2

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

27

Public Assistance

$2.0M

Individual Assistance

$186K

Most Common Type

Severe Storm

14 declarations

Public Assistance by Category

Total: $2.0M
DisasterTypeDatePA $IA $
Severe Winter Storm →Winter StormJan 2026——
Severe Storms, Straight-line Winds, Torn… →Severe StormApr 2025$20K$64K
Severe Storms, Straight-line Winds, Torn… →Severe StormApr 2025——
Severe Storms, Straight-line Winds, Floo… →Severe StormFeb 2025——
Severe Storms, Straight-line Winds, Floo… →Severe StormFeb 2025——
Severe Storms, Straight-line Winds, Torn… →Severe StormApr 2023——
Severe Storms, Straight-line Winds, Floo… →TornadoDec 2021——
Severe Storms, Straight-line Winds, Floo… →TornadoDec 2021——
Covid-19 Pandemic →BiologicalMar 2020—$97K
Covid-19 →BiologicalMar 2020——
Severe Storms, Tornadoes, and Flooding →Severe StormMay 2011$116K—
Severe Storms, Flooding, Mudslides, and … →Severe StormMay 2010$27K—
Severe Winter Storm and Flooding →Severe Ice StormFeb 2009$1.1M—
Severe Winter Storm →Severe Ice StormJan 2009——
Severe Wind Storm Associated With Tropic… →Severe StormOct 2008$37K—
Hurricane Katrina →HurricaneSep 2005——
Severe Winter Storm and Record Snow →SnowstormFeb 2005$22K—
Severe Storms and Flooding →Severe StormAug 2004$23K—
Severe Storms, Tornadoes, Flooding, and … →Severe StormJun 2004—$9K
Severe Storms, Flooding, Mud and Rock Sl… →Severe StormJun 2003——

Showing 20 of 30 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

27

Total Claims Paid

$325,192

Avg Claim Payout

$12,044

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

9

Federal Funding

$606,493

Properties Protected

6

Avg Benefit-Cost Ratio

0.68

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
601.1: Generators2$97,772
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine2$88,986
405.1: Other Minor Flood Control2$342,786
403.1: Stormwater Management - Culverts1$76,949
402.1: Infrastructure Protective Measures (Roads and Bridges)1$0

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Cloverport has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hail, ice storm, earthquake. The area has had 27 federal disaster declarations. The most common disaster type is severe storm (14 declarations). 27 flood insurance claims have been filed in the area. FEMA has obligated $1,977,583 in public assistance recovery funding. $186,401 has been distributed in individual assistance to disaster-affected residents. 9 hazard mitigation projects have been funded to reduce future risk.