Housing in Clay, KY

Home values, rent, ownership rates, and housing market data

Housing Market Snapshot

Source: Zillow — January 2026

Zillow Home Value Index

$126,304

Clay vs Similar Cities

Source: Census ACS / Redfin (2023)

Compared to cities with under 10,000 residents. Clay is highlighted.

Median Home Value

9th%ilemost expensive$75,600show rank

Median Rent

26th%ilemost expensive rent$769show rank

Rent Burden

66th%ilehighest rent burden21.0%show rank

Census Housing Data

Source: U.S. Census Bureau ACS (2023)

Median Home Value

$75,600

Median Rent

$769

Total Housing Units

529

Vacancy Rate

18.5%

Owner Occupied

64.0%

Renter Occupied

36.0%

Median Property Tax

$787

per year

Monthly Cost (w/ Mortgage)

$739

Housing Types

Single Family

81.3%

Multi-Family

7.2%

Mobile Home

11.5%

The median home value in Clay, KY is $75,600. According to Zillow, the home value index for Clay is $126,304. The median rent is $769 per month (Census ACS). About 64.0% of housing units are owner-occupied. The median year homes were built is 1965. There are 529 total housing units.