Cost of Living in Clay, KY
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
72.4
100 = national avg
-27.6 vs national average
Living Wage (1 Adult)
$31,863
per year
Living Wage (Family of 4)
$75,312
per year
Cost Index by Category
Housing65.0
Food83.5
Transportation67.1
Healthcare86.8
Utilities83.1
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$660
per month
2 Bedroom
$866
per month
The overall cost of living index in Clay is 72.4, which is 27.6% below the national average. Housing costs are below the national average at an index of 65.0. A single adult needs to earn approximately $31,863 per year to cover basic expenses.