Natural Disasters in Chaplin, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

55.2

Relatively Low

Expected Annual Loss

60.4

Score (0-100)

Social Vulnerability

29.1

Score (0-100)

Community Resilience

82.9

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

24

Public Assistance

$1.4M

Individual Assistance

$139K

Most Common Type

Severe Storm

10 declarations

DisasterTypeDatePA $IA $
Severe Winter Storm →Winter StormJan 2026——
Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, and Mudslides →Severe StormApr 2025$15K$12K
Severe Storms, Straight-line Winds, Tornadoes, and Flooding →Severe StormApr 2025——
Severe Storms, Straight-line Winds, Flooding, and Landslides →Severe StormFeb 2025——
Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, and Mudslides →Severe StormApr 2023$186K—
Severe Winter Storms, Landslides, and Mudslides →Severe Ice StormMar 2021——
Covid-19 Pandemic →BiologicalMar 2020$382K$56K
Covid-19 →BiologicalMar 2020——
Severe Storms, Tornadoes, and Flooding →Severe StormMay 2011——
Severe Storms, Flooding, Mudslides, and Tornadoes →Severe StormMay 2010$11K$57K
Severe Winter Storm and Flooding →Severe Ice StormFeb 2009$424K—
Severe Winter Storm →Severe Ice StormJan 2009——
Hurricane Katrina →HurricaneSep 2005——
Severe Winter Storm and Record Snow →SnowstormFeb 2005$281K—
Severe Storms and Flooding →Severe StormAug 2004$141K—
Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes →Severe StormJun 2003——
Severe Storms, Tornadoes and Flooding →Severe StormMay 2002——
Severe Storm, Flooding, and Tornadoes →Severe StormMar 1997——
Blizzard of 96 →SnowstormJan 1996——
Severe Weather, Freezing Rain, Sleet, Snw →SnowstormMar 1994——

Showing 20 of 26 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

121

Total Claims Paid

$3,446,249

Avg Claim Payout

$28,481

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

4

Federal Funding

$269,898

Properties Protected

1

Avg Benefit-Cost Ratio

1.43

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
200.6: Acquisition of Private Real Property (Structures and Land) - Landslide1$109,018
400.1: Utility Protective Measures (Electric, Gas, etc.)1$95,111
200.2: Acquisition of Private Real Property (Structures and Land) - Coastal1$0
601.1: Generators1$65,769

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Chaplin has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, lightning, winter weather. The area has had 24 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 121 flood insurance claims have been filed in the area. FEMA has obligated $1,439,980 in public assistance recovery funding. $138,770 has been distributed in individual assistance to disaster-affected residents. 4 hazard mitigation projects have been funded to reduce future risk.