Natural Disasters in Cerulean, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

48.4

Relatively Low

Expected Annual Loss

36.9

Score (0-100)

Social Vulnerability

85.1

Score (0-100)

Community Resilience

24.2

Score (0-100)

Top Hazard Risks

Ice Storm85.4Earthquake85.2Drought76.7

Hazard	Risk Score
Ice Storm	85.4
Earthquake	85.2
Drought	76.7
Tornado	69.7
Lightning	63.1
Winter Weather	58.6
Landslide	52.9
Heat Wave	51.3
Cold Wave	46.2
Strong Wind	45.7
Hail	32.9
Hurricane	24.4
Wildfire	12.5

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

14 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
May 23, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
Apr 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Jul 23, 2024	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES
Apr 10, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 17, 2019	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 26, 2018	Flood	SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Aug 26, 2016	Severe Storm	SEVERE STORM, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
May 12, 2015	Flood	SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES
May 4, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
May 11, 2010	Severe Storm	SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES
May 29, 2009	Severe Storm	SEVERE STORMS, TORNADOES, FLOODING AND MUDSLIDES
Feb 5, 2009	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Jan 28, 2009	Severe Ice Storm	SEVERE WINTER STORM
Oct 9, 2008	Severe Storm	SEVERE WIND STORM ASSOCIATED WITH TROPICAL DEPRESSION IKE

Showing 20 of 26 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

Total IA Distributed

$95,813

Repair/Replace

$60,865

Rental Assistance

$9,402

Disaster	Registrations	Total IA $	Avg Damage
DR-4630	3	N/A	—
DR-4864	4	$67,008	$9,187
DR-4875	4	$18,933	$2,363
DR-4804	3	$9,873	$4,125

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$1,252,188

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-1818	Severe Ice Storm	13	$294,855
DR-4804	Severe Storm(s)	3	$280,773
DR-4278	Severe Storm(s)	9	$160,081
DR-1841	Severe Storm(s)	15	$113,028
DR-1976	Severe Storm(s)	12	$107,019
DR-4218	Flood	3	$90,659
DR-4428	Severe Storm(s)	2	$69,413
DR-1912	Severe Storm(s)	14	$44,455
DR-1802	Severe Storm(s)	3	$40,319
DR-4702	Severe Storm(s)	2	$34,307
DR-1578	Snow	4	$17,280

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$182,747

Avg Benefit-Cost Ratio

1.13

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
91.1: Local Multihazard Mitigation Plan	1	$102,815
400.1: Utility Protective Measures (Electric, Gas, etc.)	1	$79,932

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Cerulean has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are ice storm, earthquake, drought. The area has had 26 federal disaster declarations. The most common disaster type is severe storm (14 declarations). 1 flood insurance claims have been filed in the area. FEMA has obligated $1,252,188 in public assistance recovery funding. $95,813 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.