Natural Disasters in Cave City, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

67.9

Relatively Low

Expected Annual Loss

59.7

Score (0-100)

Social Vulnerability

80.2

Score (0-100)

Community Resilience

55.3

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

20

Public Assistance

$5.0M

Individual Assistance

$240K

Most Common Type

Severe Storm

10 declarations

DisasterTypeDatePA $IA $
Severe Winter Storm →Winter StormJan 2026——
Severe Storms, Straight-line Winds, and Tornadoes →Severe StormMay 2025$364K—
Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, and Mudslides →Severe StormApr 2025$174K$53K
Severe Storms, Straight-line Winds, Tornadoes, and Flooding →Severe StormApr 2025——
Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides →Severe StormFeb 2025$742K—
Severe Storms, Straight-line Winds, Flooding, and Landslides →Severe StormFeb 2025——
Severe Storms, Straight-line Winds, Tornadoes, Landslides, and Mudslides →Severe Storm(s)Jul 2024$648K—
Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, and Mudslides →Severe StormApr 2023$1.9M—
Severe Storms, Straight-line Winds, Flooding, and Tornadoes →TornadoDec 2021$295K$101K
Covid-19 Pandemic →BiologicalMar 2020$89K$76K
Covid-19 →BiologicalMar 2020——
Severe Storm, Tornadoes, Flooding, Landslides, and Mudslides →Severe Storm(s)Aug 2016$42K—
Severe Storms, Flooding, Mudslides, and Tornadoes →Severe StormMay 2010$241K$10K
Severe Winter Storm and Flooding →Severe Ice StormFeb 2009$153K—
Severe Winter Storm →Severe Ice StormJan 2009——
Hurricane Katrina →HurricaneSep 2005——
Severe Winter Storm and Record Snow →SnowFeb 2005$67K—
Severe Storms and Flooding →Severe StormAug 2004$236K—
Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes →Severe Storm(s)Jun 2003$21K—
Severe Storms, Tornadoes and Flooding →Severe Storm(s)May 2002$8K—

Showing 20 of 25 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

21

Total Claims Paid

$192,568

Avg Claim Payout

$9,170

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

15

Federal Funding

$850,140

Properties Protected

10

Avg Benefit-Cost Ratio

4.53

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures9$584,343
100.1: Public Awareness and Education (Brochures, Workshops, Videos, etc.)2$0
601.1: Generators2$87,286
206.1: Safe Room (Tornado and Severe Wind Shelter) - Private Structures1$58,361
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)1$120,150

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Cave City has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hail, strong wind, tornado. The area has had 20 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 21 flood insurance claims have been filed in the area. FEMA has obligated $5,018,698 in public assistance recovery funding. $239,824 has been distributed in individual assistance to disaster-affected residents. 15 hazard mitigation projects have been funded to reduce future risk.