Natural Disasters in Calvert City, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

61.9

Relatively Low

Expected Annual Loss

63.8

Score (0-100)

Social Vulnerability

40.6

Score (0-100)

Community Resilience

64.2

Score (0-100)

Top Hazard Risks

Earthquake92.6Ice Storm92.5Strong Wind79.9

Hazard	Risk Score
Earthquake	92.6
Ice Storm	92.5
Strong Wind	79.9
Winter Weather	75.0
Hail	71.2
Heat Wave	70.7
Landslide	68.1
Drought	65.9
Cold Wave	63.5
Tornado	60.8
Lightning	56.1
Hurricane	41.9
Wildfire	28.6

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

15 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
May 23, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
Apr 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Jul 23, 2024	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES
Apr 10, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Dec 12, 2021	Tornado	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND TORNADOES
Dec 11, 2021	Tornado	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND TORNADOES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 17, 2019	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Aug 26, 2016	Severe Storm	SEVERE STORM, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
May 12, 2015	Flood	SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 30, 2015	Snowstorm	SEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
May 4, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
May 11, 2010	Severe Storm	SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES
May 29, 2009	Severe Storm	SEVERE STORMS, TORNADOES, FLOODING AND MUDSLIDES
Feb 5, 2009	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING

Showing 20 of 29 declarations

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$1,227,211

Avg Claim Payout

$18,047

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$12,723,698

Disasters with PA

Total Projects

254

Disaster	Type	Projects	Federal $
DR-4630	Tornado	55	$8,459,048
DR-1818	Severe Ice Storm	63	$1,510,792
DR-4278	Severe Storm(s)	26	$824,614
DR-4860	Other	1	$612,128
DR-1976	Severe Storm(s)	45	$524,992
DR-1802	Severe Storm(s)	9	$221,473
DR-1912	Severe Storm(s)	23	$154,133
DR-4497	Biological	2	$93,638
DR-4428	Severe Storm(s)	4	$87,479
DR-1841	Severe Storm(s)	16	$72,583
DR-1578	Snow	5	$61,626
DR-4218	Flood	3	$55,405
DR-4804	Severe Storm(s)	2	$45,787

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$289,071

Avg Benefit-Cost Ratio

0.00

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
601.1: Generators	4	$213,162
602.1: Other Equipment Purchase and Installation	1	$73,442
200.3: Acquisition of Public Real Property (Structures and Land) - Riverine	1	$0
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)	1	$2,467

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Calvert City has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, ice storm, strong wind. The area has had 29 federal disaster declarations. The most common disaster type is severe storm (15 declarations). 68 flood insurance claims have been filed in the area. FEMA has obligated $12,723,698 in public assistance recovery funding. 7 hazard mitigation projects have been funded to reduce future risk.