Natural Disasters in Beaver Dam, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

54.2

Relatively Low

Expected Annual Loss

48.0

Score (0-100)

Social Vulnerability

72.7

Score (0-100)

Community Resilience

52.0

Score (0-100)

Top Hazard Risks

Ice Storm88.5Hail86.7Earthquake85.8

Hazard	Risk Score
Ice Storm	88.5
Hail	86.7
Earthquake	85.8
Strong Wind	83.3
Tornado	63.7
Heat Wave	58.0
Winter Weather	54.5
Landslide	52.4
Cold Wave	50.1
Drought	46.7
Lightning	41.2
Hurricane	40.8
Wildfire	11.8

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

15 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Jul 23, 2024	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES
Apr 10, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Dec 12, 2021	Tornado	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND TORNADOES
Dec 11, 2021	Tornado	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND TORNADOES
Apr 23, 2021	Flood	SEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 26, 2018	Flood	SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Aug 26, 2016	Severe Storm	SEVERE STORM, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
May 12, 2015	Flood	SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 6, 2012	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING
May 11, 2010	Severe Storm	SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES
Feb 5, 2009	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Jan 28, 2009	Severe Ice Storm	SEVERE WINTER STORM
Oct 9, 2008	Severe Storm	SEVERE WIND STORM ASSOCIATED WITH TROPICAL DEPRESSION IKE

Showing 20 of 30 declarations

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$179,684

Avg Claim Payout

$11,979

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$3,482,352

Disasters with PA

Total Projects

152

Disaster	Type	Projects	Federal $
DR-1818	Severe Ice Storm	33	$1,521,967
DR-4860	Other	8	$566,858
DR-4361	Severe Storm(s)	9	$235,573
DR-4630	Tornado	7	$210,826
DR-1757	Severe Storm(s)	48	$173,787
DR-4864	Severe Storm(s)	6	$164,603
DR-1912	Severe Storm(s)	16	$139,329
DR-4804	Severe Storm(s)	4	$103,587
DR-4702	Severe Storm(s)	2	$99,198
DR-4595	Severe Storm(s)	2	$70,803
DR-4497	Biological	1	$65,599
DR-1802	Severe Storm(s)	8	$58,897
DR-4278	Severe Storm(s)	2	$41,302
DR-1523	Severe Storm(s)	3	$18,422
DR-4218	Flood	2	$10,155

Showing top 15 of 16 disasters by spending

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$53,804

Avg Benefit-Cost Ratio

0.29

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
601.1: Generators	4	$39,492
403.1: Stormwater Management - Culverts	2	$0
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)	2	$14,312

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Beaver Dam has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are ice storm, hail, earthquake. The area has had 30 federal disaster declarations. The most common disaster type is severe storm (15 declarations). 15 flood insurance claims have been filed in the area. FEMA has obligated $3,482,352 in public assistance recovery funding. 8 hazard mitigation projects have been funded to reduce future risk.