Natural Disasters in Bardstown, KY
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
55.2
Relatively Low
Expected Annual Loss
60.4
Score (0-100)
Social Vulnerability
29.1
Score (0-100)
Community Resilience
82.9
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Strong Wind | 88.7 |
| Lightning | 85.5 |
| Winter Weather | 74.7 |
| Earthquake | 70.3 |
| Tornado | 69.1 |
| Cold Wave | 63.1 |
| Ice Storm | 61.1 |
| Heat Wave | 44.9 |
| Hail | 40.1 |
| Landslide | 38.5 |
| Drought | 32.0 |
| Hurricane | 25.4 |
| Wildfire | 24.6 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
24
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
10 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 24, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Apr 3, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Feb 16, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES |
| Apr 10, 2023 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Mar 31, 2021 | Severe Ice Storm | SEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDES |
| Mar 28, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| May 4, 2011 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| May 11, 2010 | Severe Storm | SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES |
| Feb 5, 2009 | Severe Ice Storm | SEVERE WINTER STORM AND FLOODING |
| Jan 28, 2009 | Severe Ice Storm | SEVERE WINTER STORM |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA |
| Feb 8, 2005 | Snowstorm | SEVERE WINTER STORM AND RECORD SNOW |
| Aug 6, 2004 | Severe Storm | SEVERE STORMS AND FLOODING |
| Jun 3, 2003 | Severe Storm | SEVERE STORMS, FLOODING, MUD AND ROCK SLIDES, AND TORNADOES |
| May 7, 2002 | Severe Storm | SEVERE STORMS, TORNADOES AND FLOODING |
| Mar 4, 1997 | Severe Storm | SEVERE STORM, FLOODING, AND TORNADOES |
| Jan 13, 1996 | Snowstorm | BLIZZARD OF 96 |
| Mar 16, 1994 | Snowstorm | SEVERE WEATHER, FREEZING RAIN, SLEET, SNW |
Showing 20 of 24 declarations
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
89
Total IA Distributed
$474,970
Repair/Replace
$82,626
Rental Assistance
$1,728
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4663 | 1 | N/A | — |
| DR-4630 | 1 | N/A | — |
| DR-4497 | 55 | $359,855 | — |
| DR-4864 | 17 | $87,487 | $5,975 |
| DR-1912 | 10 | $19,010 | $1,512 |
| DR-1471 | 5 | $8,618 | $1,241 |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
121
Total Claims Paid
$3,446,249
Avg Claim Payout
$28,481
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$1,439,980
Disasters with PA
7
Total Projects
31
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-1818 | Severe Ice Storm | 12 | $424,232 |
| DR-4497 | Biological | 3 | $382,284 |
| DR-1578 | Snow | 4 | $280,698 |
| DR-4702 | Severe Storm(s) | 2 | $186,204 |
| DR-1537 | Severe Storm(s) | 6 | $141,233 |
| DR-4864 | Severe Storm(s) | 1 | $14,562 |
| DR-1912 | Severe Storm(s) | 3 | $10,767 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
4
Federal Funding
$269,898
Properties Protected
1
Avg Benefit-Cost Ratio
1.43
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.6: Acquisition of Private Real Property (Structures and Land) - Landslide | 1 | $109,018 |
| 400.1: Utility Protective Measures (Electric, Gas, etc.) | 1 | $95,111 |
| 200.2: Acquisition of Private Real Property (Structures and Land) - Coastal | 1 | $0 |
| 601.1: Generators | 1 | $65,769 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Bardstown has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, lightning, winter weather. The area has had 24 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 121 flood insurance claims have been filed in the area. FEMA has obligated $1,439,980 in public assistance recovery funding. $474,970 has been distributed in individual assistance to disaster-affected residents. 4 hazard mitigation projects have been funded to reduce future risk.