Natural Disasters in Adairville, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

54.6

Relatively Low

Expected Annual Loss

55.7

Score (0-100)

Social Vulnerability

43.5

Score (0-100)

Community Resilience

34.0

Score (0-100)

Top Hazard Risks

Cold Wave85.8Hail83.1Earthquake81.3
HazardRisk Score
Cold Wave85.8
Hail83.1
Earthquake81.3
Lightning74.0
Ice Storm72.1
Strong Wind68.9
Tornado67.7
Drought58.3
Heat Wave53.3
Hurricane34.8
Winter Weather32.5
Landslide25.1
Wildfire5.7

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

19

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

9 declarations

DateTypeDeclaration
Jan 24, 2026Winter StormSEVERE WINTER STORM
May 23, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
Apr 24, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 16, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Jul 23, 2024Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES
Apr 10, 2023Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Dec 12, 2021TornadoSEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND TORNADOES
Mar 28, 2020BiologicalCOVID-19 PANDEMIC
Mar 13, 2020BiologicalCOVID-19
May 4, 2011Severe StormSEVERE STORMS, TORNADOES, AND FLOODING
May 11, 2010Severe StormSEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES
Feb 5, 2009Severe Ice StormSEVERE WINTER STORM AND FLOODING
Jan 28, 2009Severe Ice StormSEVERE WINTER STORM
Sep 10, 2005HurricaneHURRICANE KATRINA
Mar 4, 1997Severe StormSEVERE STORM, FLOODING, AND TORNADOES
Jan 13, 1996SnowstormBLIZZARD OF 96
Mar 16, 1994SnowstormSEVERE WEATHER, FREEZING RAIN, SLEET, SNW
Jul 15, 1969FloodSEVERE STORMS & FLOODING

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

300

Total IA Distributed

$1,130,337

Repair/Replace

$319,282

Rental Assistance

$39,405

DisasterRegistrationsTotal IA $Avg Damage
DR-4514128$725,382—
DR-191226$248,744$14,765
DR-1909113$149,241$1,115
DR-14648$3,213$459
DR-463020$3,007$934
DR-48045$750$2,168

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

35

Total Claims Paid

$499,483

Avg Claim Payout

$14,271

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$1,442,844

Disasters with PA

8

Total Projects

68

DisasterTypeProjectsFederal $
DR-4804Severe Storm(s)10$540,438
DR-4702Severe Storm(s)2$333,885
DR-1818Severe Ice Storm8$198,654
DR-4630Tornado6$129,028
DR-1912Severe Storm(s)32$118,365
DR-1976Severe Storm(s)7$71,424
DR-4864Severe Storm(s)2$31,424
DR-4497Biological1$19,626

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

4

Avg Benefit-Cost Ratio

0.29

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
601.1: Generators3$0
403.1: Stormwater Management - Culverts1$0

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Adairville has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, hail, earthquake. The area has had 19 federal disaster declarations. The most common disaster type is severe storm (9 declarations). 35 flood insurance claims have been filed in the area. FEMA has obligated $1,442,844 in public assistance recovery funding. $1,130,337 has been distributed in individual assistance to disaster-affected residents. 4 hazard mitigation projects have been funded to reduce future risk.