Housing in Waterloo, IA

Home values, rent, ownership rates, and housing market data

Housing Market Snapshot

Source: Redfin — January 2026

Median Sale Price

$132,875

Median List Price

$173,700

Price Per Sq Ft

$101

Days on Market

43

Active Inventory

173

Months of Supply

3.1

Seller's market

Zillow Home Value

$143,092

ZHVI — January 2026

Zillow Rent Index

$850

ZORI — January 2026

Price Trends

Source: Redfin
Sale Price 8.8%List Price 12.1%Mar 24Jan 26

Market Competitiveness

Source: Redfin

Sold Above List

28.6%

Off Market in 2 Weeks

25.7%

Sale-to-List Ratio

95.6%

Buyer's market

Sold Above Asking
28.6%
Under Contract in 2 Wks
25.7%
Listings with Price Drops
33.5%

Market Activity

Source: Redfin

Homes Sold

56

New Listings

54

Pending Sales

70

Homes Sold 22.2%New Listings 34.1%Pending 4.5%Mar 24Jan 26

Price Per Square Foot

Source: Redfin

Median Sale $/SF

$101

Median List $/SF

$128

Sale $/SF 1.0%List $/SF 21.9%Mar 24Jan 26

Waterloo vs Similar Cities

Source: Census ACS / Redfin (2023)

Compared to cities with 50,000 - 100,000 residents. Waterloo is highlighted.

Median Home Value

Median Rent

Median Price Per Sq Ft

Rent Burden

Census Housing Data

Source: U.S. Census Bureau ACS (2023)

Median Home Value

$150,200

Median Rent

$896

Total Housing Units

32,170

Vacancy Rate

10.0%

Owner Occupied

61.1%

Renter Occupied

38.9%

Median Property Tax

$2,498

per year

Monthly Cost (w/ Mortgage)

$943

Housing Types

Single Family
72.9%
Multi-Family
24.1%
Mobile Home
3.0%

The current median sale price in Waterloo, IA is $132,875 according to Redfin data. Homes spend a median of 43 days on the market. 28.6% of homes sold above asking price. The market has 3.1 months of supply. The median price per square foot is $101. Zillow's observed rent index is $850/month. About 61.1% of housing units are owner-occupied. The median year homes were built is 1961. There are 32,170 total housing units.