Housing in Spencer, IA

Home values, rent, ownership rates, and housing market data

Housing Market Snapshot

Source: Redfin — January 2026

Median Sale Price

$153,250

Median List Price

$269,000

Price Per Sq Ft

$121

Days on Market

120

Active Inventory

47

Months of Supply

3.4

Seller's market

Zillow Home Value

$189,253

ZHVI — January 2026

Price Trends

Source: Redfin
Sale Price 13.2%List Price 28.1%Mar 24Jan 26

Market Competitiveness

Source: Redfin

Sold Above List

0.0%

Off Market in 2 Weeks

0.0%

Sale-to-List Ratio

94.3%

Buyer's market

Sold Above Asking
0.0%
Under Contract in 2 Wks
0.0%
Listings with Price Drops
14.9%

Market Activity

Source: Redfin

Homes Sold

14

New Listings

9

Pending Sales

12

Homes Sold 16.7%New Listings 43.8%Pending 7.7%Mar 24Jan 26

Price Per Square Foot

Source: Redfin

Median Sale $/SF

$121

Median List $/SF

$125

Sale $/SF 6.2%List $/SF 3.8%Mar 24Jan 26

Spencer vs Similar Cities

Source: Census ACS / Redfin (2023)

Compared to cities with 10,000 - 25,000 residents. Spencer is highlighted.

Median Home Value

Median Rent

Median Price Per Sq Ft

Rent Burden

Census Housing Data

Source: U.S. Census Bureau ACS (2023)

Median Home Value

$178,300

Median Rent

$795

Total Housing Units

5,640

Vacancy Rate

8.8%

Owner Occupied

67.7%

Renter Occupied

32.3%

Median Property Tax

$2,435

per year

Monthly Cost (w/ Mortgage)

$1,008

Housing Types

Single Family
69.3%
Multi-Family
29.2%
Mobile Home
1.5%

The current median sale price in Spencer, IA is $153,250 according to Redfin data. Homes spend a median of 120 days on the market. 0.0% of homes sold above asking price. The market has 3.4 months of supply. The median price per square foot is $121. The median rent is $795 per month (Census ACS). About 67.7% of housing units are owner-occupied. The median year homes were built is 1971. There are 5,640 total housing units.