Cost of Living in Ottumwa, IA

Cost indexes, living wages, and fair market rents — 2024 Data

Cost of Living Overview

Overall Index

87.3

100 = national avg

-12.7 vs national average

Living Wage (1 Adult)

$38,417

per year

Living Wage (Family of 4)

$90,803

per year

Cost Index by Category

Housing
84.3
Food
93.6
Transportation
79.4
Healthcare
94.8
Utilities
93.0

100 = national average. Higher = more expensive.

Fair Market Rent

Source: HUD

1 Bedroom

$814

per month

2 Bedroom

$1,068

per month

The overall cost of living index in Ottumwa is 87.3, which is 12.7% below the national average. Housing costs are below the national average at an index of 84.3. A single adult needs to earn approximately $38,417 per year to cover basic expenses.