Natural Disasters in Larchwood, IA

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

19.2

Very Low

Expected Annual Loss

38.6

Score (0-100)

Social Vulnerability

10.6

Score (0-100)

Community Resilience

79.4

Score (0-100)

Top Hazard Risks

Hail89.4Drought72.0Winter Weather71.1

Hazard	Risk Score
Hail	89.4
Drought	72.0
Winter Weather	71.1
Ice Storm	67.9
Tornado	45.9
Cold Wave	41.8
Landslide	33.4
Heat Wave	29.9
Wildfire	28.4
Strong Wind	18.6
Lightning	9.2
Earthquake	7.5

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Severe Storm

Jun 2024

Most Common Type

Severe Storm

6 declarations

Date	Type	Declaration
Jun 24, 2024	Severe Storm	SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES
Mar 23, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Mar 23, 2019	Flood	SEVERE STORMS AND FLOODING
Aug 20, 2018	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Jul 24, 2014	Flood	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Jul 2, 2013	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
May 6, 2013	Severe Storm	SEVERE WINTER STORM
Jul 29, 2010	Severe Storm	SEVERE STORMS, FLOODING, AND TORNADOES
May 27, 2008	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Sep 10, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Jul 9, 1993	Flood	SEVERE STORMS & FLOODING
Mar 31, 1977	Drought	DROUGHT
Aug 14, 1969	Flood	HEAVY RAINS & FLOODING
Apr 25, 1969	Flood	FLOODING
Apr 22, 1965	Flood	FLOODING

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

Total IA Distributed

$302,753

Repair/Replace

$150,527

Rental Assistance

$1,724

Disaster	Registrations	Total IA $	Avg Damage
DR-4796	86	$273,840	$1,522
DR-4797	8	$26,977	$1,874
DR-1930	3	$1,936	$821

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$1,676,349

Avg Claim Payout

$22,351

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$4,441,506

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4796	Flood	41	$1,768,281
DR-4421	Severe Storm(s)	16	$1,117,955
DR-4386	Severe Storm(s)	16	$573,245
DR-1763	Severe Storm(s)	16	$306,828
DR-4114	Severe Storm(s)	1	$253,410
DR-4184	Flood	2	$215,705
DR-4126	Severe Storm(s)	4	$201,105
DR-4483	Biological	1	$4,977

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$3,117,779

Properties Protected

Avg Benefit-Cost Ratio

1.79

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
601.2: Generators - Regular	5	$256,478
FMA Plan	2	$2,836
91.1: Local Multihazard Mitigation Plan	2	$93,000
400.1: Utility Protective Measures (Electric, Gas, etc.)	2	$729,710
401.1: Water and Sanitary Sewer System Protective Measures	1	$619,125

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Larchwood has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hail, drought, winter weather. The area has had 16 federal disaster declarations. The most common disaster type is severe storm (6 declarations). 75 flood insurance claims have been filed in the area. FEMA has obligated $4,441,506 in public assistance recovery funding. $302,753 has been distributed in individual assistance to disaster-affected residents. 15 hazard mitigation projects have been funded to reduce future risk.