Natural Disasters in Elkhart, IA

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

92.0

Relatively Moderate

Expected Annual Loss

93.6

Score (0-100)

Social Vulnerability

17.0

Score (0-100)

Community Resilience

91.2

Score (0-100)

Top Hazard Risks

Strong Wind99.2Tornado98.1Hail97.9
HazardRisk Score
Strong Wind99.2
Tornado98.1
Hail97.9
Heat Wave96.7
Drought94.8
Ice Storm91.7
Cold Wave91.3
Winter Weather90.3
Lightning78.1
Landslide68.4
Earthquake66.8
Wildfire57.7
Hurricane27.5

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

20

Most Recent

Severe Storm

May 2024

Most Common Type

Flood

8 declarations

DateTypeDeclaration
May 24, 2024Severe StormSEVERE STORMS, TORNADOES, AND FLOODING
May 14, 2024TornadoSEVERE STORMS AND TORNADOES
Aug 17, 2020Severe StormSEVERE STORMS
Mar 23, 2020BiologicalCOVID-19 PANDEMIC
Mar 13, 2020BiologicalCOVID-19
Mar 23, 2019FloodSEVERE STORMS AND FLOODING
Aug 20, 2018Severe StormSEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Jul 29, 2010Severe StormSEVERE STORMS, FLOODING, AND TORNADOES
May 27, 2008Severe StormSEVERE STORMS, TORNADOES, AND FLOODING
Mar 14, 2007Severe StormSEVERE WINTER STORMS
Sep 10, 2005HurricaneHURRICANE KATRINA EVACUATION
May 25, 2004Severe StormSEVERE STORMS, TORNADOES, AND FLOODING
Jul 2, 1998FloodSEVERE STORMS, TORNADOES AND FLOODING
Nov 20, 1997SnowstormSEVERE SNOWSTORMS
Jul 9, 1993FloodSEVERE STORMS & FLOODING
May 26, 1990FloodSEVERE STORMS & FLOODING
Jun 24, 1974FloodSEVERE STORMS & FLOODING
Aug 14, 1969FloodHEAVY RAINS & FLOODING
Apr 25, 1969FloodFLOODING
Apr 22, 1965FloodFLOODING

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

1,524

Total Claims Paid

$36,845,931

Avg Claim Payout

$24,177

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$125,511,977

Disasters with PA

8

Total Projects

590

DisasterTypeProjectsFederal $
DR-4483Biological161$100,286,066
DR-1763Severe Storm(s)264$10,774,870
DR-4557Severe Storm(s)47$7,081,023
DR-4386Severe Storm(s)79$3,841,883
DR-4784Tornado18$2,099,213
DR-4421Severe Storm(s)15$1,385,203
DR-3239Hurricane5$36,110
DR-1930Severe Storm(s)1$7,609

Elkhart has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, tornado, hail. The area has had 20 federal disaster declarations. The most common disaster type is flood (8 declarations). 1,524 flood insurance claims have been filed in the area. FEMA has obligated $125,511,977 in public assistance recovery funding.