Natural Disasters in Cumberland, IA

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

60.1

Relatively Low

Expected Annual Loss

54.2

Score (0-100)

Social Vulnerability

75.0

Score (0-100)

Community Resilience

81.4

Score (0-100)

Top Hazard Risks

Drought97.6Cold Wave86.9Hail79.5

Hazard	Risk Score
Drought	97.6
Cold Wave	86.9
Hail	79.5
Tornado	75.8
Heat Wave	71.8
Landslide	65.5
Strong Wind	60.9
Ice Storm	56.4
Winter Weather	48.2
Wildfire	40.6
Hurricane	17.6
Lightning	17.6
Earthquake	16.2

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Severe Storm

Feb 2022

Most Common Type

Flood

7 declarations

Date	Type	Declaration
Feb 23, 2022	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
Mar 23, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Mar 23, 2019	Flood	SEVERE STORMS AND FLOODING
Mar 2, 2010	Severe Storm	SEVERE WINTER STORM
Feb 25, 2010	Severe Storm	SEVERE WINTER STORMS AND SNOWSTORM
May 27, 2008	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
May 25, 2007	Severe Storm	SEVERE STORMS, FLOODING, AND TORNADOES
Mar 30, 2007	Snowstorm	SNOW
Sep 10, 2005	Hurricane	HURRICANE KATRINA EVACUATION
May 25, 2004	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Jul 2, 1998	Flood	SEVERE STORMS, TORNADOES AND FLOODING
Nov 20, 1997	Snowstorm	SEVERE SNOWSTORMS
Jul 9, 1993	Flood	SEVERE STORMS & FLOODING
Dec 26, 1991	Severe Ice Storm	ICE STORM
Jul 12, 1991	Flood	SEVERE STORMS & FLOODING
Jun 24, 1974	Flood	SEVERE STORMS & FLOODING
Sep 26, 1972	Flood	SEVERE STORMS & FLOODING
Apr 22, 1965	Flood	FLOODING

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

Total IA Distributed

$78,557

Repair/Replace

$71,908

Rental Assistance

$5,154

Disaster	Registrations	Total IA $	Avg Damage
DR-1763	20	$45,508	$2,213
DR-1705	25	$25,713	$1,888
DR-1518	7	$7,337	$2,460

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$337,593

Avg Claim Payout

$5,923

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$956,691

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-1763	Severe Storm(s)	31	$464,124
DR-4421	Severe Storm(s)	17	$204,256
DR-1880	Severe Storm(s)	17	$191,214
DR-4642	Severe Storm(s)	2	$86,331
DR-1998	Flood	1	$10,765

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$201,722

Properties Protected

Avg Benefit-Cost Ratio

0.30

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
91.1: Local Multihazard Mitigation Plan	2	$15,494
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	1	$146,585
91.3: Local Multihazard Mitigation Plan - UPDATE	1	$39,643

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Cumberland has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are drought, cold wave, hail. The area has had 19 federal disaster declarations. The most common disaster type is flood (7 declarations). 57 flood insurance claims have been filed in the area. FEMA has obligated $956,691 in public assistance recovery funding. $78,557 has been distributed in individual assistance to disaster-affected residents. 4 hazard mitigation projects have been funded to reduce future risk.