Cost of Living in Council Bluffs, IA
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
98.9
100 = national avg
-1.1 vs national average
Living Wage (1 Adult)
$43,530
per year
Living Wage (Family of 4)
$102,888
per year
Cost Index by Category
Housing104.6
Food99.0
Transportation85.4
Healthcare99.2
Utilities100.3
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,148
per month
2 Bedroom
$1,368
per month
The overall cost of living index in Council Bluffs is 98.9, which is 1.1% below the national average. Housing costs are above the national average at an index of 104.6. A single adult needs to earn approximately $43,530 per year to cover basic expenses.