Natural Disasters in Bernard, IA

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

63.6

Relatively Low

Expected Annual Loss

80.6

Score (0-100)

Social Vulnerability

10.6

Score (0-100)

Community Resilience

96.9

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

21

Public Assistance

$14.8M

Individual Assistance

$66K

Most Common Type

Flood

10 declarations

Public Assistance by Category

DisasterTypeDatePA $IA $
Severe Storms, Flooding, Straight-line W… →Severe StormJun 2024$354K—
Flooding →FloodAug 2023$707K—
Covid-19 Pandemic →BiologicalMar 2020$5.6M$33K
Covid-19 →BiologicalMar 2020——
Severe Storms, Tornadoes, Straight-line … →Severe StormAug 2017$316K—
Severe Storms and Flooding →Severe StormAug 2011——
Severe Storms, Flooding, and Tornadoes →Severe StormJul 2010—$2K
Severe Storms, Tornadoes, and Flooding →Severe StormMay 2008$5.8M$28K
Hurricane Katrina Evacuation →HurricaneSep 2005——
Severe Storms, Tornadoes, and Flooding →Severe StormMay 2004——
Severe Storms and Flooding →FloodJun 2002$904K—
Severe Storms, Tornadoes and Flooding →Severe StormMay 2001$201K—
Severe Storms, Flooding, and Tornadoes →Severe StormMay 1999$870K—
Severe Storms & Flooding →FloodJul 1993——
Severe Storms & Flooding →FloodJun 1974——
Severe Storms & Flooding →FloodMay 1973——
Severe Storms & Flooding →FloodSep 1972——
Severe Storms & Flooding →FloodAug 1972——
Heavy Rains & Flooding →FloodAug 1969——
Flooding →FloodApr 1969——

Showing 20 of 22 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

252

Total Claims Paid

$2,143,975

Avg Claim Payout

$8,508

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

28

Federal Funding

$15,260,201

Properties Protected

92

Avg Benefit-Cost Ratio

1.16

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
91.1: Local Multihazard Mitigation Plan13$91,318
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine11$5,054,124
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures1$742,015
601.1: Generators1$37,059
401.1: Water and Sanitary Sewer System Protective Measures1$1,435,686

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Bernard has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hail, landslide, tornado. The area has had 21 federal disaster declarations. The most common disaster type is flood (10 declarations). 252 flood insurance claims have been filed in the area. FEMA has obligated $14,771,005 in public assistance recovery funding. $65,586 has been distributed in individual assistance to disaster-affected residents. 28 hazard mitigation projects have been funded to reduce future risk.