Ames, IA — City Data, Demographics & Statistics
Story County · Iowa
City DNA
A unique fingerprint for Ames based on 8 key metrics — compared to averages.
Quick Stats
Population
66,112
2023 ACS
Median Income
$60,102
2023
Median Home Value
$263,800
2023
Median Rent
$1,040
2023
Median Age
23.3
Unemployment
6.4%
Cost of Living Index
104.8
100 = national avg
Ames is a city in Story County, Iowa, with a population of 66,112 according to the 2023 American Community Survey. Ames is one of the communities in Iowa.
The median household income in Ames is $60,102, and the median home value is $263,800. The cost of living index is 104.8 (where 100 = national average), and the median rent is $1,040 per month. The unemployment rate is 6.4%, and the median age is 23.3 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
66,112
Male
34,992
52.9%
Female
31,120
47.1%
Median Age
23.3
Education & Household
Bachelor's or Higher
29.0%
High School or Higher
34.2%
Foreign Born
10.9%
Veterans
3.0%
Married
26.4%
Avg Household Size
2.1
Marital Status by Age
Race & Ethnicity
Diversity Index
0.360
Simpson's Index (0-1)
Largest Group
White
79.0%
Foreign Born
10.9%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
4.9%
3,213 people
Not Hispanic/Latino
95.1%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)Native Hawaiian & Pacific Islander Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
64,006
English Only
86.6%
#1 Non-English Language
Other Indo-European
1,816 speakers
Limited English
4.2%
Language Distribution
English Proficiency
Speaks English Very Well
95.8%
Limited English Proficiency
4.2%
Veterans & Military
Total Veterans
1,995
3.0% of population
Disability Rate
32.5%
648 with disability
Veteran Median Income
$49,120
Unemployment Rate
18.1%
Period of Service
Veteran Age Distribution
Male Veterans
1,763
88.4%
Female Veterans
232
11.6%
Veteran vs Non-Veteran Income
Veteran Income
$49,120
Non-Veteran Income
$20,409
Difference
$28,711
140.7% higher
Disability Status
With Disability
648
Without Disability
1,347
Disability Rate
32.5%
Ancestry & Heritage
Total Reporting Ancestry
52,476
#1 Ancestry
German
28.1% (18,548)
#2 Ancestry
Irish
12.0% (7,929)
#3 Ancestry
English
8.9% (5,893)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
25,445
Family Households
9,980
39.2%
Married Couples
8,067
31.7%
Non-Family Households
15,465
60.8%
Single Mother Households
1,200
4.7%
Single Father Households
713
2.8%
Living Alone
9,150
36.0%
Children Under 18
Total Children
7,099
In Married Couple
5,719
80.6%
With Single Mother
1,249
17.6%
With Single Father
131
1.8%
Family Income
Median Family Income
$110,911
Married Couple Income
$127,135
Single Mother Income
$55,100
Single Father Income
$82,866
Avg Family Size
2.1
Avg Non-Family Size
2.0
Grandparents w/ Grandchildren
249
Grandparents Responsible
34
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$60,102
-18% vs national
Per Capita Income
$33,314
-10% vs national
Poverty Rate
25.9%
+91% vs national
Gini Index
0.4935
0 = perfect equality
Unemployment
6.4%
+23% vs national
SNAP Recipients
4.3%
of households
How Ames Compares
Ames vs Similar Cities
Compared to cities with 50,000 - 100,000 residents. Ames is highlighted.
Median Household Income
Ames, IA has a median household income of $60,102, making it the 16,487th highest median household income out of 28,123 cities in our database. This means that Ames has a higher median household income than 41% of all the cities we measured.
Per Capita Income
Ames, IA has a per capita income of $33,314, making it the 13,823rd highest per capita income out of 28,123 cities in our database. This means that Ames has a higher per capita income than 51% of all the cities we measured.
Poverty Rate
Ames, IA has a poverty rate of 25.9%, making it the 4,344th highest poverty rate out of 31,262 cities in our database. This means that Ames has a higher poverty rate than 86% of all the cities we measured.
Unemployment Rate
Ames, IA has a unemployment rate of 6.4%, making it the 8,405th highest unemployment rate out of 31,012 cities in our database. This means that Ames has a higher unemployment rate than 73% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Ames. The median household income here is $60,102.
Income Distribution
Employment Snapshot
Unemployment Rate
6.4%
+77% vs IA avg
Labor Force
38,289
Employed
35,793
Mean Commute
14 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
29.0%
of adults 25+
High School Diploma+
34.2%
of adults 25+
Median Age
23.3
Work from Home
11.3%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Ames, IA metro area
Highest-Paying Job
General and Operations Managers
Top Median Wage
$85.5K
per year
Occupations Tracked
20
Cost of Living
Overall Index
104.8
100 = national avg
+4.8 vs national average
Living Wage (1 Adult)
$46,118
per year
Living Wage (Family of 4)
$109,005
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,026
per month
2 Bedroom
$1,153
per month
The median household income in Ames, IA is $60,102, which is 17.9% below the national average of $73,224. Per capita income is $33,314. The poverty rate of 25.9% is higher than the IA state average of 10.7%. The Gini index of income inequality is 0.4935, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 6.4%, compared to the state average of 3.6%. The labor force is 38,289. 29.0% of adults hold a bachelor's degree or higher. The average commute time is 14 minutes, with 11.3% working from home. About 65.3% of workers drive alone to work. The overall cost of living index is 104.8, which is 4.8% above the national average. Housing costs are above the national average at an index of 129.6. A single adult needs to earn approximately $46,118 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$398,750
Median List Price
$417,500
Price Per Sq Ft
$206
Days on Market
54
Active Inventory
74
Months of Supply
2.6
Seller's market
Zillow Home Value
$264,793
ZHVI — January 2026
Zillow Rent Index
$1,134
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
20.7%
Off Market in 2 Weeks
38.9%
Sale-to-List Ratio
98.5%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
29
New Listings
40
Pending Sales
36
Price Per Square FootRedfin
Median Sale $/SF
$206
Median List $/SF
$224
House Price IndexFHFA
How much have housing prices increased in Ames, IA? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Ames, IA metro area, home prices have risen 97.1% over the past 20 years. The 10-year growth rate is 71.8%. Over the last 5 years, prices increased 42.4%. In the most recent 2-year period, the index rose 11.7%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Ames, IA housing market rather than Ames alone.
Metro area: Ames, IA
Ames vs Similar CitiesCensus ACS / Redfin
Compared to cities with 50,000 - 100,000 residents. Ames is highlighted.
Median Home Value
Ames, IA has a median home value of $263,800, making it the 8,572nd highest median home value out of 27,993 cities in our database. This means that Ames has a higher median home value than 69% of all the cities we measured.
Median Rent
Ames, IA has a median rent of $1,040, making it the 9,324th highest median rent out of 22,337 cities in our database. This means that Ames has a higher median rent than 58% of all the cities we measured.
Median Price Per Sq Ft
Ames, IA has a price per square foot of $206, making it the 7,601st highest price per square foot out of 20,748 cities in our database. This means that Ames has a higher price per square foot than 63% of all the cities we measured.
Rent Burden
Ames, IA has a rent burden of 20.8%, making it the 7,766th highest rent burden out of 21,928 cities in our database. This means that Ames has a higher rent burden than 65% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$263,800
Median Rent
$1,040
Total Housing Units
27,706
Vacancy Rate
8.2%
Owner Occupied
42.9%
Renter Occupied
57.1%
Median Property Tax
$3,838
per year
Monthly Cost (w/ Mortgage)
$1,230
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$3,838
per year
Effective Tax Rate
1.46%
of home value
Median Home Value
$263,800
Estimated Mean Tax
$4,099
The effective property tax rate is calculated by dividing the median annual property tax ($3,838) by the median home value ($263,800). In Ames, IA, this works out to an effective rate of 1.46%. This is above the national average of approximately 1.1%.
The current median sale price in Ames, IA is $398,750 according to Redfin data. Homes spend a median of 54 days on the market. 20.7% of homes sold above asking price. The market has 2.6 months of supply. The median price per square foot is $206. Zillow's observed rent index is $1,134/month. About 42.9% of housing units are owner-occupied. The median year homes were built is 1991. There are 27,706 total housing units. Homeowners pay a median annual property tax of $3,838. The effective tax rate is 1.46%, above the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
1.48
per 1,000 residents
-43% vs national
Property Crime Rate
15.06
per 1,000 residents
-12% vs national
Total Crimes
1,082
2024
Violent Clearance
32%
cases solved
Property Clearance
22%
cases solved
YoY Change
-12.6%
violent crime rate
improving vs 2023
How Ames Compares
Source: FBI (2024)Ames vs Similar Cities
Source: FBI (2024)Compared to cities with 50,000 - 100,000 residents. Ames is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Ames police solve 61% of aggravated assault cases but only 4% of rape cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 0 | 0.00 | N/A |
| Rape | Violent | 46 | 0.70 | 4.3% |
| Robbery | Violent | 5 | 0.08 | 20.0% |
| Aggravated Assault | Violent | 46 | 0.70 | 60.9% |
| Burglary | Property | 113 | 1.73 | 10.6% |
| Larceny/Theft | Property | 814 | 12.44 | 23.7% |
| Motor Vehicle Theft | Property | 58 | 0.89 | 20.7% |
Ames, IA reported 97 violent crimes and 985 property crimes in 2024. The violent crime rate of 1.48 per 1,000 residents is 43.0% below the national average of 2.60 per 1,000. Law enforcement cleared 32% of violent crimes. Larceny/theft accounts for 814 of the property crime reports. Firearms were involved in 32.6% of aggravated assaults. Violent crime has been trending downward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 97 | 985 | 1.48 | 15.06 |
| 2023 | 114 | 930 | 1.70 | 13.84 |
| 2022 | 140 | 862 | 2.09 | 12.89 |
| 2021 | 134 | 909 | 1.97 | 13.39 |
| 2020 | 122 | 1,189 | 1.82 | 17.72 |
| 2019 | 135 | 1,171 | 1.98 | 17.16 |
| 2018 | 102 | 992 | 1.51 | 14.67 |
| 2017 | 124 | 1,391 | 1.84 | 20.62 |
| 2016 | 107 | 1,077 | 1.61 | 16.24 |
| 2015 | 98 | 1,225 | 1.52 | 19.03 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
68.8
Relatively Low
Expected Annual Loss
77.4
Score (0-100)
Social Vulnerability
12.9
Score (0-100)
Community Resilience
86.8
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
21
Public Assistance
$5.7M
Individual Assistance
$2.7M
Most Common Type
Severe Storm
12 declarations
Public Assistance by Category
Showing 20 of 21 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
283
Total Claims Paid
$12,999,134
Avg Claim Payout
$45,933
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
37
Federal Funding
$7,913,817
Properties Protected
98
Avg Benefit-Cost Ratio
3.14
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 8 | $3,589,030 |
| 601.1: Generators | 8 | $202,675 |
| 91.1: Local Multihazard Mitigation Plan | 5 | $288,480 |
| 206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures | 4 | $2,187,723 |
| 400.1: Utility Protective Measures (Electric, Gas, etc.) | 3 | $207,847 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Ames has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are drought, tornado, winter weather. The area has had 21 federal disaster declarations. The most common disaster type is severe storm (12 declarations). 283 flood insurance claims have been filed in the area. FEMA has obligated $5,715,068 in public assistance recovery funding. $2,680,184 has been distributed in individual assistance to disaster-affected residents. 37 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
31.1%
5.0pp below the national average
Depression Rate
23.5%
near the national average
Diabetes Rate
6.4%
5.5pp below the national average
Uninsured Rate
7.5%
3.1pp below the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
27.7%
Arthritis
15.1%
Cancer (excl. skin)
5.0%
Teeth Lost (65+)
8.6%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
20.1%
14+ days in past month
Depression
23.5%
Loneliness
37.5%
Lack of Support
22.2%
Disability Prevalence
Any Disability
28.2%
Mobility
7.5%
Cognitive
17.9%
Hearing
5.2%
Vision
4.5%
Self-Care
2.5%
Independent Living
8.8%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Ames has an obesity rate of 31.1%, which is 5.0pp below the national average. The depression rate is 23.5%, near the national average. About 7.5% of adults lack health insurance. 72.7% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
5
Avg CMS Rating
4.0 / 5
Nearest Hospital
1.7 mi
Mary Greeley Medical Center
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Mary Greeley Medical Center | 1.7 mi | Acute Care Hospitals | 4/5 | Yes |
| Story County Hospital | 9.1 mi | Critical Access Hospitals | — | Yes |
| Boone County Hospital | 12.4 mi | Critical Access Hospitals | — | Yes |
| Va Central Iowa Healthcare System | 27.7 mi | Acute Care - Veterans Administration | 4/5 | Yes |
| Dallas County Hospital | 28.9 mi | Critical Access Hospitals | — | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
4
Pop. Served
97,467
Violations (5yr)
0
No violations
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| AMES WATER TREATMENT PLANT | 55,177 | 0 |
| ISU | 42,000 | 0 |
| LOGANSPORT WATER SYSTEM | 190 | 0 |
| BENEFIT WATER DISTRICT #2 | 100 | 0 |
Greenhouse Gas Emitters
Source: EPA GHGRP (2023)Facilities Reporting
4
Total CO₂e
430.0K MT
Top Emitter
Ames
253.1K MT CO₂e
Total CO₂e vs Similar Cities (50,000 - 100,000)
| Facility | Sector | CO₂e (MT) |
|---|---|---|
Ames City Of Ames Iowa | Power Plants | 253,096 |
IOWA STATE UNIVERSITY/ ISU HEATING PLANT Iowa State University Of Science & Technology | Other | 146,726 |
USDA-NATIONAL ANIMAL DISEASE CENTER Us Government (%) | Other | 28,304 |
Dayton Avenue Substation City Of Ames Iowa | Power Plants | 1,856 |
Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons CO₂e/year.
There are 4 water systems serving the area. 4 industrial facilities report greenhouse gas emissions totaling 430.0K metric tons of CO₂e.
Infrastructure
Commute Overview2023 ACS
Mean Commute
14 min
-39% vs national
Drive Alone
65.3%
-17% vs national
Public Transit
5.8%
+546% vs national
Work From Home
11.3%
+22% vs national
Carpool
7.7%
Walk / Bike
9.5%
combined
How Ames's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2022)Fatalities
1
2022
4-Year Avg
1
fatalities/yr
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2022 | 1 | 1 | 0 | 0 | 0 |
| 2021 | 1 | 1 | 0 | 1 | 0 |
| 2019 | 1 | 1 | 0 | 0 | 0 |
| 2018 | 1 | 1 | 0 | 0 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in Ames, IA is 14 minutes, which is 39.3% below the national average of 23 minutes. 65.3% of workers drive alone, compared to the national average of 78.7%. 11.3% work from home, which is above the IA state average of 6.9%. Public transit is used by 5.8% of commuters, compared to the national average of 0.9%. 7.7% of workers carpool. 7.9% walk to work. 1.6% commute by bicycle. In 2022, there were 1 traffic fatality from 1 fatal crash.
Internet & Broadband Access
Source: Census ACSBroadband Access
72.3%
of households
Cable / Fiber / DSL
64.9%
of households
No Internet
4.3%
of households
Total Households
25,445
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
96.9%
of households
Smartphone
92.5%
of households
Desktop / Laptop
91.4%
of households
Tablet
62.3%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
13.4¢
per kWh
-27% vs 50,000 - 100,000 avg
Commercial Rate
10.2¢
per kWh
-31% vs 50,000 - 100,000 avg
Industrial Rate
6.8¢
per kWh
-39% vs 50,000 - 100,000 avg
Avg Monthly Bill
$112
residential
-23% vs 50,000 - 100,000 avg
21% below the national average of 17.1¢/kWh
Residential electricity in Iowa averages 13.4¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $112. State-level averages from EIA Electric Sales & Revenue data (2024).
Ames vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (50,000 - 100,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
4
Population Served
97,467
Violations (5yr)
0
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| AMES WATER TREATMENT PLANT | Community | Ground water | 55,177 | 0 |
| ISU | Community | Purchased ground water | 42,000 | 0 |
| LOGANSPORT WATER SYSTEM | Community | GUP | 190 | 0 |
| BENEFIT WATER DISTRICT #2 | Community | GUP | 100 | 0 |
72.3% of households in Ames have broadband internet access. 64.9% have cable, fiber, or DSL service. 5.8% rely solely on cellular data without a wired connection. 4.3% of households have no internet access. The area is served by 4 water systems, providing water to 97,467 people. No water quality violations have been reported in the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Ames is located in Story County, IA. Results reflect all voters in the county, not just those in Ames.
Election Overview
Source: Story County (2024)2024 Winner
Democrat
Dem Votes
26,765
54.4%
GOP Votes
21,665
44.0%
Total Votes
49,200
Margin
D+10.4%
Shift from 2020
R+6.9pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 26,765 | 21,665 | 49,200 | 54.4% | 44.0% | D+10.4 |
| 2020 | 29,175 | 20,340 | 51,038 | 57.2% | 39.9% | D+17.3 |
| 2016 | 25,085 | 19,111 | 48,910 | 51.3% | 39.1% | D+12.2 |
In the 2024 presidential election, Story County recorded 49,200 total votes. Democrats won the county with 54.4% of the vote compared to 44.0% for Republicans, a margin of D+10.4%. Compared to 2020, the margin shifted R+6.9pp from the previous election. Since 2016, Story County has shifted 1.8 percentage points toward Republicans.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
321
Total Assets
$2.6B
Total Income
$681.1M
Per 10K Residents
48.6
nonprofits
-22.7% vs peers avg
Orgs with >$1M Assets
46
Median Assets
$423K
Oldest Active
1936
ruling year
Newest Org
2026
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $2.4B of $2.6B total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 50,000 - 100,000
Largest Nonprofits in Ames
Source: IRS Exempt Organizations BMFAmes, IA has 321 registered 501(c)(3) nonprofit organizations with combined assets of $2.6B. The most common category is Education, with 44 organizations. 46 nonprofits have assets exceeding $1 million. That works out to 48.6 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1936.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
336
Total Approved
$86.8M
Jobs Supported
4,947
Per 10K Residents
50.8
SBA loans
-35.8% vs peers avg
Unique Lenders
67
Top Lender
U.S. Bank, National Association
55 loans
Top Industry
Accommodation & Food Services
Data Span
1992–2026
Loan Program Breakdown
Source: SBA FOIALoans
312
Total Amount
$74.4M
Avg Loan
$238,490
Median Loan
$100,000
SBA Guaranteed
$55.9M(75%)
Jobs Supported
4,490
Loans
24
Total Amount
$12.4M
Avg Loan
$515,792
Median Loan
$410,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
43
13% of all-time total
Recent Amount
$15.1M
17% of all-time total
Avg Recent Loan
$351,158
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 50,000 - 100,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| J&k Contracting L.l.c. | 4 | $6.0M |
| Khalsa Real Estate Llc | 1 | $4.4M |
| Burger King | 1 | $2.4M |
| Central Iowa Lawn & Home Care Inc | 1 | $2.0M |
| Liangstar Ii Inc | 1 | $1.8M |
| Merch Makers Corporation | 2 | $1.8M |
| Jiffy Lube | 1 | $1.7M |
| Gruhn-leander Stone Works Llc | 1 | $1.4M |
| Cbe Midway Inc | 1 | $1.4M |
| Sleep Inn & Suites | 1 | $1.3M |
Ames, IA has received 336 SBA loans totaling $86.8M in approved funding between 1992 and 2026. The 7(a) program accounts for 312 loans (93% of the total), supporting 4,490 jobs. The 504 program, focused on real estate and large equipment, has funded 24 loans totaling $12.4M. The most common industry receiving SBA funding is Accommodation & Food Services. The most active SBA lender in Ames is U.S. Bank, National Association with 55 loans. That works out to 50.8 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
8
Total Population
86,253
Avg Median Income
-$166,598,154
Avg Home Value
-$166,468,554
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 50010 | 33,428 | $65,701 | $243,200 | $981 | 60.3 |
| 50012 | 1,950 | N/A | N/A | N/A | 0.3 |
| 50013 | 4,248 | N/A | N/A | N/A | 0.6 |
| 50014 | 31,429 | $57,372 | $312,700 | $1,083 | 54.2 |
| 50105 | 1,384 | $122,813 | $265,100 | $887 | 9.1 |
| 50124 | 4,730 | $122,974 | $299,900 | $1,260 | 20.8 |
| 50134 | 783 | $97,250 | $277,500 | $971 | 19.4 |
| 50201 | 8,301 | $81,989 | $186,500 | $908 | 117.3 |
Ames, IA has 8 ZIP codes with a combined population of 86,253. The average median household income across all ZIP codes is -$166,598,154. The average median home value is -$166,468,554. The average median monthly rent is -$166,665,905.
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