Natural Disasters in Zionsville, IN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
43.2
Relatively Low
Expected Annual Loss
68.4
Score (0-100)
Social Vulnerability
10.6
Score (0-100)
Community Resilience
98.3
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Hail | 73.4 |
| Winter Weather | 73.3 |
| Earthquake | 68.0 |
| Strong Wind | 65.1 |
| Cold Wave | 59.9 |
| Drought | 57.3 |
| Heat Wave | 55.9 |
| Ice Storm | 48.7 |
| Tornado | 39.6 |
| Landslide | 31.9 |
| Lightning | 27.6 |
| Hurricane | 14.1 |
| Wildfire | 7.0 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
17
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
6 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 3, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Apr 22, 2014 | Severe Storm | SEVERE WINTER STORM AND SNOWSTORM |
| Jun 8, 2008 | Severe Storm | SEVERE STORMS, FLOODING, AND TORNADOES |
| Mar 12, 2007 | Snowstorm | SNOW |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Jan 21, 2005 | Severe Storm | SEVERE WINTER STORMS AND FLOODING |
| Jun 3, 2004 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Sep 5, 2003 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Jul 11, 2003 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Jan 15, 1999 | Snowstorm | IN-WINTER STORM 12/23/98 |
| Apr 2, 1996 | Flood | BLIZZARD OF 96 |
| Mar 29, 1991 | Severe Ice Storm | SEVERE ICE STORM |
| Jan 5, 1991 | Flood | SEVERE STORMS & FLOODING |
| Feb 2, 1977 | Snowstorm | SNOWSTORMS |
| Apr 14, 1965 | Tornado | TORNADOES & SEVERE STORMS |
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
98
Total Claims Paid
$644,702
Avg Claim Payout
$6,579
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$823,395
Disasters with PA
6
Total Projects
41
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4515 | Biological | 5 | $361,260 |
| DR-4173 | Severe Storm(s) | 12 | $158,750 |
| DR-3274 | Snow | 11 | $106,985 |
| DR-1573 | Severe Storm(s) | 5 | $84,612 |
| DR-3135 | Snow | 6 | $55,954 |
| DR-4704 | Tornado | 2 | $55,834 |
Zionsville has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hail, winter weather, earthquake. The area has had 17 federal disaster declarations. The most common disaster type is severe storm (6 declarations). 98 flood insurance claims have been filed in the area. FEMA has obligated $823,395 in public assistance recovery funding.