Natural Disasters in Vernon, IN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
31.9
Very Low
Expected Annual Loss
34.2
Score (0-100)
Social Vulnerability
44.9
Score (0-100)
Community Resilience
34.5
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Landslide | 78.0 |
| Tornado | 67.8 |
| Earthquake | 63.5 |
| Strong Wind | 57.4 |
| Ice Storm | 56.2 |
| Drought | 51.2 |
| Lightning | 45.1 |
| Hail | 29.7 |
| Heat Wave | 29.1 |
| Cold Wave | 28.5 |
| Hurricane | 23.4 |
| Winter Weather | 21.0 |
| Wildfire | 14.2 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
17
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
7 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 3, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Jun 23, 2011 | Severe Storm | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND |
| Mar 5, 2009 | Severe Storm | SEVERE WINTER STORM |
| Sep 23, 2008 | Severe Storm | SEVERE STORMS AND FLOODING |
| Jun 8, 2008 | Severe Storm | SEVERE STORMS, FLOODING, AND TORNADOES |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Jan 21, 2005 | Severe Storm | SEVERE WINTER STORMS AND FLOODING |
| Jan 11, 2005 | Snowstorm | SNOW |
| Jun 3, 2004 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Apr 2, 1996 | Flood | BLIZZARD OF 96 |
| Jan 5, 1991 | Flood | SEVERE STORMS & FLOODING |
| Jun 4, 1990 | Severe Storm | SEVERE STORMS, TORNADOES & FLOODING |
| Feb 2, 1977 | Snowstorm | SNOWSTORMS |
| Apr 4, 1974 | Tornado | TORNADOES |
| Jul 30, 1968 | Flood | FLOODING |
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
9
Total Claims Paid
$102,223
Avg Claim Payout
$11,358
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$419,552
Disasters with PA
6
Total Projects
37
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-1828 | Severe Storm(s) | 4 | $150,984 |
| DR-1795 | Severe Storm(s) | 5 | $80,051 |
| DR-3197 | Snow | 2 | $78,430 |
| DR-1997 | Severe Storm(s) | 22 | $76,844 |
| DR-1766 | Severe Storm(s) | 3 | $20,857 |
| DR-4515 | Biological | 1 | $12,386 |
Vernon has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, tornado, earthquake. The area has had 17 federal disaster declarations. The most common disaster type is severe storm (7 declarations). 9 flood insurance claims have been filed in the area. FEMA has obligated $419,552 in public assistance recovery funding.