Cost of Living in Utica, IN
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
115.2
100 = national avg
+15.2 vs national average
Living Wage (1 Adult)
$50,701
per year
Living Wage (Family of 4)
$119,839
per year
Cost Index by Category
Housing123.1
Food107.5
Transportation115.1
Healthcare106.0
Utilities109.1
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,047
per month
2 Bedroom
$1,272
per month
The overall cost of living index in Utica is 115.2, which is 15.2% above the national average. Housing costs are above the national average at an index of 123.1. A single adult needs to earn approximately $50,701 per year to cover basic expenses.