Natural Disasters in St. Paul, IN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
43.4
Relatively Low
Expected Annual Loss
53.6
Score (0-100)
Social Vulnerability
19.7
Score (0-100)
Community Resilience
78.5
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Tornado | 78.8 |
| Earthquake | 72.6 |
| Hail | 61.3 |
| Drought | 60.1 |
| Ice Storm | 51.2 |
| Winter Weather | 50.9 |
| Landslide | 42.3 |
| Heat Wave | 40.4 |
| Strong Wind | 38.6 |
| Lightning | 30.5 |
| Cold Wave | 30.2 |
| Hurricane | 13.0 |
| Wildfire | 4.7 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
14
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
5 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 3, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Jun 8, 2008 | Severe Storm | SEVERE STORMS, FLOODING, AND TORNADOES |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Jan 21, 2005 | Severe Storm | SEVERE WINTER STORMS AND FLOODING |
| Jan 11, 2005 | Snowstorm | SNOW |
| Jun 3, 2004 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Sep 5, 2003 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Sep 25, 2002 | Severe Storm | SEVERE STORMS AND TORNADOES |
| Jan 15, 1999 | Snowstorm | IN-WINTER STORM 12/23/98 |
| Apr 2, 1996 | Flood | BLIZZARD OF 96 |
| Jan 5, 1991 | Flood | SEVERE STORMS & FLOODING |
| Apr 4, 1974 | Tornado | TORNADOES |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
250
Total IA Distributed
$967,339
Repair/Replace
$698,128
Rental Assistance
$90,625
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-1487 | 1 | N/A | — |
| DR-1766 | 227 | $875,288 | $5,724 |
| DR-1573 | 18 | $77,880 | $4,676 |
| DR-4515 | 4 | $14,171 | — |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
229
Total Claims Paid
$3,052,171
Avg Claim Payout
$13,328
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$665,416
Disasters with PA
4
Total Projects
31
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-1766 | Severe Storm(s) | 17 | $296,535 |
| DR-4515 | Biological | 5 | $266,724 |
| DR-3197 | Snow | 2 | $53,113 |
| DR-3135 | Snow | 7 | $49,045 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
2
Federal Funding
$379,069
Properties Protected
10
Avg Benefit-Cost Ratio
0.00
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 1 | $343,069 |
| 91.1: Local Multihazard Mitigation Plan | 1 | $36,000 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
St. Paul has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, earthquake, hail. The area has had 14 federal disaster declarations. The most common disaster type is severe storm (5 declarations). 229 flood insurance claims have been filed in the area. FEMA has obligated $665,416 in public assistance recovery funding. $967,339 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.