Natural Disasters in Spring Lake, IN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
44.0
Relatively Low
Expected Annual Loss
64.9
Score (0-100)
Social Vulnerability
10.6
Score (0-100)
Community Resilience
89.8
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
17
Public Assistance
$2.7M
Individual Assistance
$2.8M
Most Common Type
Severe Storm
6 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Severe Winter Storm → | Winter Storm | Jan 2026 | — | — |
| Covid-19 Pandemic → | Biological | Apr 2020 | $2.0M | $887K |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Severe Storms, Flooding, and Tornadoes → | Severe Storm | Jun 2008 | $445K | $1.7M |
| Snow → | Snowstorm | Mar 2007 | $122K | — |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Severe Winter Storms and Flooding → | Severe Storm | Jan 2005 | — | $63K |
| Snow → | Snowstorm | Jan 2005 | $77K | — |
| Severe Storms, Tornadoes, and Flooding → | Severe Storm | Jun 2004 | — | $27K |
| Severe Storms, Tornadoes, and Flooding → | Severe Storm | Sep 2003 | — | $122K |
| Severe Storms, Tornadoes, and Flooding → | Severe Storm | Jul 2003 | — | $8K |
| Severe Storms and Tornadoes → | Severe Storm | Sep 2002 | — | — |
| In-winter Storm 12/23/98 → | Snowstorm | Jan 1999 | $68K | — |
| Blizzard of 96 → | Flood | Apr 1996 | — | — |
| Severe Ice Storm → | Severe Ice Storm | Mar 1991 | — | — |
| Severe Storms & Flooding → | Flood | Jan 1991 | — | — |
| Tornadoes → | Tornado | Apr 1974 | — | — |
| Covid-19 Pandemic → | Unknown | — | — | — |
| Severe Storms and Flooding → | Unknown | — | — | — |
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
92
Total Claims Paid
$1,010,428
Avg Claim Payout
$10,983
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
1
Federal Funding
$30,000
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 91.1: Local Multihazard Mitigation Plan | 1 | $30,000 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Spring Lake has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, earthquake, hail. The area has had 17 federal disaster declarations. The most common disaster type is severe storm (6 declarations). 92 flood insurance claims have been filed in the area. FEMA has obligated $2,690,459 in public assistance recovery funding. $2,814,964 has been distributed in individual assistance to disaster-affected residents. 1 hazard mitigation projects have been funded to reduce future risk.