Cost of Living in Spencerville, IN

Cost indexes, living wages, and fair market rents — 2024 Data

Cost of Living Overview

Overall Index

73.9

100 = national avg

-26.1 vs national average

Living Wage (1 Adult)

$32,520

per year

Living Wage (Family of 4)

$76,864

per year

Cost Index by Category

Housing
66.1
Food
83.3
Transportation
75.5
Healthcare
86.6
Utilities
83.2

100 = national average. Higher = more expensive.

The overall cost of living index in Spencerville is 73.9, which is 26.1% below the national average. Housing costs are below the national average at an index of 66.1. A single adult needs to earn approximately $32,520 per year to cover basic expenses.