South Bend, IN — City Data, Demographics & Statistics
St. Joseph County · Indiana
City DNA
A unique fingerprint for South Bend based on 8 key metrics — compared to averages.
Quick Stats
Population
102,866
2023 ACS
Median Income
$52,512
2023
Median Home Value
$124,500
2023
Median Rent
$1,000
2023
Median Age
33.9
Unemployment
6.0%
Cost of Living Index
87.5
100 = national avg
South Bend is a city in St. Joseph County, Indiana, with a population of 102,866 according to the 2023 American Community Survey. South Bend is one of the communities in Indiana.
The median household income in South Bend is $52,512, and the median home value is $124,500. The cost of living index is 87.5 (where 100 = national average), and the median rent is $1,000 per month. The unemployment rate is 6.0%, and the median age is 33.9 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
102,866
Male
49,020
47.7%
Female
53,846
52.3%
Median Age
33.9
Education & Household
Bachelor's or Higher
18.9%
High School or Higher
37.9%
Foreign Born
8.9%
Veterans
3.6%
Married
29.4%
Avg Household Size
2.4
Marital Status by Age
Race & Ethnicity
Diversity Index
0.596
Simpson's Index (0-1)
Largest Group
White
54.1%
Foreign Born
8.9%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
17.3%
17,816 people
Not Hispanic/Latino
82.7%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)Native Hawaiian & Pacific Islander Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
95,878
English Only
84.3%
#1 Non-English Language
Spanish
11,533 speakers
Limited English
5.8%
Language Distribution
English Proficiency
Speaks English Very Well
94.2%
Limited English Proficiency
5.8%
Veterans & Military
Total Veterans
3,752
3.6% of population
Disability Rate
20.4%
764 with disability
Veteran Median Income
$41,750
Unemployment Rate
12.0%
Period of Service
Veteran Age Distribution
Male Veterans
3,512
93.6%
Female Veterans
240
6.4%
Veteran vs Non-Veteran Income
Veteran Income
$41,750
Non-Veteran Income
$31,758
Difference
$9,992
31.5% higher
Disability Status
With Disability
764
Without Disability
2,988
Disability Rate
20.4%
Ancestry & Heritage
Total Reporting Ancestry
58,168
#1 Ancestry
German
13.4% (13,733)
#2 Ancestry
Irish
9.4% (9,654)
#3 Ancestry
Polish
5.8% (5,977)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
41,127
Family Households
22,223
54.0%
Married Couples
12,946
31.5%
Non-Family Households
18,904
46.0%
Single Mother Households
7,361
17.9%
Single Father Households
1,916
4.7%
Living Alone
15,326
37.3%
Children Under 18
Total Children
23,571
In Married Couple
11,796
50.0%
With Single Mother
9,903
42.0%
With Single Father
1,872
7.9%
Family Income
Median Family Income
$65,786
Married Couple Income
$88,477
Single Mother Income
$35,382
Single Father Income
$51,414
Avg Family Size
2.4
Avg Non-Family Size
2.4
Grandparents w/ Grandchildren
1,706
Grandparents Responsible
813
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$52,512
-28% vs national
Per Capita Income
$29,511
-21% vs national
Poverty Rate
22.6%
+66% vs national
Gini Index
0.4805
0 = perfect equality
Unemployment
6.0%
+16% vs national
SNAP Recipients
16.7%
of households
How South Bend Compares
South Bend vs Similar Cities
Compared to cities with 100,000 - 250,000 residents. South Bend is highlighted.
Median Household Income
South Bend, IN has a median household income of $52,512, making it the 20,104th highest median household income out of 28,123 cities in our database. This means that South Bend has a higher median household income than 29% of all the cities we measured.
Per Capita Income
South Bend, IN has a per capita income of $29,511, making it the 17,786th highest per capita income out of 28,123 cities in our database. This means that South Bend has a higher per capita income than 37% of all the cities we measured.
Poverty Rate
South Bend, IN has a poverty rate of 22.6%, making it the 5,765th highest poverty rate out of 31,262 cities in our database. This means that South Bend has a higher poverty rate than 82% of all the cities we measured.
Unemployment Rate
South Bend, IN has a unemployment rate of 6.0%, making it the 9,161st highest unemployment rate out of 31,012 cities in our database. This means that South Bend has a higher unemployment rate than 70% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in South Bend. The median household income here is $52,512.
Income Distribution
Employment Snapshot
Unemployment Rate
6.0%
+34% vs IN avg
Labor Force
49,983
Employed
46,933
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
18.9%
of adults 25+
High School Diploma+
37.9%
of adults 25+
Median Age
33.9
Work from Home
10.0%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the South Bend-Mishawaka, IN-MI metro area
Highest-Paying Job
General and Operations Managers
Top Median Wage
$106.2K
per year
Occupations Tracked
20
Cost of Living
Overall Index
87.5
100 = national avg
-12.5 vs national average
Living Wage (1 Adult)
$38,515
per year
Living Wage (Family of 4)
$91,036
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,105
per month
2 Bedroom
$1,292
per month
The median household income in South Bend, IN is $52,512, which is 28.3% below the national average of $73,224. Per capita income is $29,511. The poverty rate of 22.6% is higher than the IN state average of 11.9%. The Gini index of income inequality is 0.4805, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 6.0%, compared to the state average of 4.5%. The labor force is 49,983. 18.9% of adults hold a bachelor's degree or higher. About 71.4% of workers drive alone to work. The overall cost of living index is 87.5, which is 12.5% below the national average. Housing costs are below the national average at an index of 90.0. A single adult needs to earn approximately $38,515 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$160,000
Median List Price
$169,900
Price Per Sq Ft
$116
Days on Market
38
Active Inventory
190
Months of Supply
2.2
Seller's market
Zillow Home Value
$182,894
ZHVI — January 2026
Zillow Rent Index
$1,330
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
11.5%
Off Market in 2 Weeks
36.3%
Sale-to-List Ratio
95.9%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
87
New Listings
91
Pending Sales
102
Price Per Square FootRedfin
Median Sale $/SF
$116
Median List $/SF
$119
House Price IndexFHFA
How much have housing prices increased in South Bend, IN? According to the Federal Housing Finance Agency (FHFA) House Price Index for the South Bend-Mishawaka, IN-MI metro area, home prices have risen 384.9% over the past 40 years. Over 20 years, prices grew 110.1%. The 10-year growth rate is 113.7%. Over the last 5 years, prices increased 58.4%. In the most recent 2-year period, the index rose 11.6%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader South Bend-Mishawaka, IN-MI housing market rather than South Bend alone.
Metro area: South Bend-Mishawaka, IN-MI
South Bend vs Similar CitiesCensus ACS / Redfin
Compared to cities with 100,000 - 250,000 residents. South Bend is highlighted.
Median Home Value
South Bend, IN has a median home value of $124,500, making it the 18,952nd highest median home value out of 27,993 cities in our database. This means that South Bend has a higher median home value than 32% of all the cities we measured.
Median Rent
South Bend, IN has a median rent of $1,000, making it the 10,010th highest median rent out of 22,337 cities in our database. This means that South Bend has a higher median rent than 55% of all the cities we measured.
Median Price Per Sq Ft
South Bend, IN has a price per square foot of $116, making it the 15,834th highest price per square foot out of 20,748 cities in our database. This means that South Bend has a higher price per square foot than 24% of all the cities we measured.
Rent Burden
South Bend, IN has a rent burden of 22.9%, making it the 5,315th highest rent burden out of 21,928 cities in our database. This means that South Bend has a higher rent burden than 76% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$124,500
Median Rent
$1,000
Total Housing Units
47,558
Vacancy Rate
13.5%
Owner Occupied
58.8%
Renter Occupied
41.2%
Median Property Tax
$1,235
per year
Monthly Cost (w/ Mortgage)
$797
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$1,235
per year
Effective Tax Rate
0.99%
of home value
Median Home Value
$124,500
Estimated Mean Tax
$1,546
The effective property tax rate is calculated by dividing the median annual property tax ($1,235) by the median home value ($124,500). In South Bend, IN, this works out to an effective rate of 0.99%. This is below the national average of approximately 1.1%.
The current median sale price in South Bend, IN is $160,000 according to Redfin data. Homes spend a median of 38 days on the market. 11.5% of homes sold above asking price. The market has 2.2 months of supply. The median price per square foot is $116. Zillow's observed rent index is $1,330/month. About 58.8% of housing units are owner-occupied. The median year homes were built is 1955. There are 47,558 total housing units. Homeowners pay a median annual property tax of $1,235. The effective tax rate is 0.99%, below the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
9.65
per 1,000 residents
+271% vs national
Property Crime Rate
20.44
per 1,000 residents
+19% vs national
Total Crimes
3,112
2024
Violent Clearance
23%
cases solved
Property Clearance
4%
cases solved
YoY Change
-20.2%
violent crime rate
improving vs 2023
How South Bend Compares
Source: FBI (2024)South Bend vs Similar Cities
Source: FBI (2024)Compared to cities with 100,000 - 250,000 residents. South Bend is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)South Bend police solve 67% of murder cases but only 3% of larceny/theft cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 3 | 0.03 | 66.7% |
| Rape | Violent | 59 | 0.57 | 5.1% |
| Robbery | Violent | 70 | 0.68 | 8.6% |
| Aggravated Assault | Violent | 866 | 8.37 | 25.5% |
| Burglary | Property | 238 | 2.30 | 5.9% |
| Larceny/Theft | Property | 1,427 | 13.80 | 3.3% |
| Motor Vehicle Theft | Property | 449 | 4.34 | 7.3% |
South Bend, IN reported 998 violent crimes and 2,114 property crimes in 2024. The violent crime rate of 9.65 per 1,000 residents is 271.2% above the national average of 2.60 per 1,000. Law enforcement cleared 23% of violent crimes. Larceny/theft accounts for 1,427 of the property crime reports. Firearms were involved in 37.2% of aggravated assaults. Violent crime has been trending downward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 998 | 2,114 | 9.65 | 20.44 |
| 2023 | 1,245 | 2,607 | 12.09 | 25.31 |
| 2022 | 70 | 178 | 0.68 | 1.73 |
| 2021 | 572 | 1,061 | 5.61 | 10.41 |
| 2020 | 1,770 | 3,754 | 17.33 | 36.76 |
| 2019 | 1,357 | 4,296 | 13.31 | 42.14 |
| 2018 | 1,065 | 4,415 | 10.40 | 43.12 |
| 2017 | 1,065 | 5,100 | 10.46 | 50.07 |
| 2016 | 1,037 | 5,166 | 10.20 | 50.84 |
| 2015 | 720 | 5,410 | 7.11 | 53.44 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
85.8
Relatively Moderate
Expected Annual Loss
86.3
Score (0-100)
Social Vulnerability
37.2
Score (0-100)
Community Resilience
90.0
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
16
Public Assistance
$67.2M
Individual Assistance
$3.1M
Most Common Type
Severe Storm
5 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Severe Winter Storm → | Winter Storm | Jan 2026 | — | — |
| Covid-19 Pandemic → | Biological | Apr 2020 | $66.4M | $2.6M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Severe Storms and Flooding → | Flood | May 2018 | $260K | $388K |
| Severe Storms, Tornadoes, and Flooding → | Severe Storm | Apr 2009 | — | $70K |
| Severe Storms and Flooding → | Severe Storm | Sep 2008 | — | $48K |
| Severe Storms and Flooding → | Severe Storm | Jan 2008 | — | $36K |
| Snow → | Snowstorm | Mar 2007 | $46K | — |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Severe Winter Storms and Flooding → | Severe Storm | Jan 2005 | — | $7K |
| Snow → | Snowstorm | Jan 2001 | $284K | — |
| In-winter Storm 12/23/98 → | Snowstorm | Jan 1999 | $207K | — |
| Severe Winter Storm → | Severe Storm | May 1998 | — | — |
| Severe Storms & Flooding → | Flood | Jan 1991 | — | — |
| Snowstorms → | Snowstorm | Feb 1977 | — | — |
| Tornadoes & Severe Storms → | Tornado | Apr 1965 | — | — |
| Hurricane Zeta → | Unknown | — | — | — |
| Hurricane Harvey → | Unknown | — | — | — |
| Covid-19 Pandemic → | Unknown | — | — | — |
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
180
Total Claims Paid
$1,340,857
Avg Claim Payout
$7,449
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
3
Federal Funding
$2,419,599
Properties Protected
19
Avg Benefit-Cost Ratio
2.38
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 2 | $2,419,599 |
| 100.1: Public Awareness and Education (Brochures, Workshops, Videos, etc.) | 1 | $0 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
South Bend has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, hail, strong wind. The area has had 16 federal disaster declarations. The most common disaster type is severe storm (5 declarations). 180 flood insurance claims have been filed in the area. FEMA has obligated $67,199,646 in public assistance recovery funding. $3,110,982 has been distributed in individual assistance to disaster-affected residents. 3 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
39.7%
3.6pp above the national average
Depression Rate
27.4%
3.9pp above the national average
Diabetes Rate
15.2%
3.3pp above the national average
Uninsured Rate
12.6%
2.0pp above the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
37.1%
Arthritis
27.5%
Cancer (excl. skin)
7.0%
Teeth Lost (65+)
20.0%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
20.3%
14+ days in past month
Depression
27.4%
Loneliness
36.3%
Lack of Support
27.6%
Disability Prevalence
Any Disability
36.6%
Mobility
16.8%
Cognitive
18.5%
Hearing
7.0%
Vision
7.3%
Self-Care
5.3%
Independent Living
10.7%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
South Bend has an obesity rate of 39.7%, which is 3.6pp above the national average. The depression rate is 27.4%, 3.9pp above the national average. About 12.6% of adults lack health insurance. 79.8% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
3
Avg CMS Rating
3.0 / 5
Nearest Hospital
0.9 mi
Memorial Hospital Of South Ben...
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Memorial Hospital Of South Bend | 0.9 mi | Acute Care Hospitals | 3/5 | Yes |
| Saint Joseph Regional Medical Center | 6.4 mi | Acute Care Hospitals | 2/5 | Yes |
| Unity Physicians Hospital | 6.4 mi | Acute Care Hospitals | — | — |
| Medical Behavioral Hospital - Mishawaka | 6.4 mi | Psychiatric | — | — |
| Elkhart General Hospital | 15.5 mi | Acute Care Hospitals | 4/5 | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
2
Pop. Served
115,025
Violations (5yr)
3
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| SOUTH BEND WATER WORKS | 115,000 | 0 |
| SUNSET VILLAGE & RV PARK | 25 | 3 |
Greenhouse Gas Emitters
Source: EPA GHGRP (2023)Facilities Reporting
2
Total CO₂e
140.9K MT
Top Emitter
South Bend Ethanol, LLC.
125.7K MT CO₂e
Total CO₂e vs Similar Cities (100,000 - 250,000)
| Facility | Sector | CO₂e (MT) |
|---|---|---|
South Bend Ethanol, LLC. Verbio North America | Other | 125,746 |
Honeywell Aerospace - South Bend Honeywell International Inc | Other | 15,145 |
Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons CO₂e/year.
There are 2 water systems serving the area. 3 water quality violations have been reported in the past 5 years. 2 industrial facilities report greenhouse gas emissions totaling 140.9K metric tons of CO₂e.
Infrastructure
Commute Overview2023 ACS
Drive Alone
71.4%
-9% vs national
Public Transit
1.7%
+93% vs national
Work From Home
10.0%
+8% vs national
Carpool
11.8%
Walk / Bike
3.6%
combined
How South Bend's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
12
2023
6-Year Avg
11
fatalities/yr
Pedestrian
3
Nighttime
5
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 10 | 12 | 0 | 3 | 0 |
| 2022 | 6 | 7 | 0 | 1 | 0 |
| 2021 | 13 | 13 | 0 | 2 | 1 |
| 2020 | 10 | 11 | 3 | 2 | 1 |
| 2019 | 6 | 6 | 0 | 1 | 0 |
| 2018 | 12 | 15 | 4 | 2 | 1 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
Commute data for South Bend, IN covers travel times and transportation modes. 71.4% of workers drive alone, compared to the national average of 78.7%. 10.0% work from home, which is above the IN state average of 5.6%. Public transit is used by 1.7% of commuters, compared to the national average of 0.9%. 11.8% of workers carpool. 2.5% walk to work. 1.1% commute by bicycle. In 2023, there were 12 traffic fatalities from 10 fatal crashes. 3 were pedestrians.
Internet & Broadband Access
Source: Census ACSBroadband Access
85.9%
of households
Cable / Fiber / DSL
68.2%
of households
No Internet
10.5%
of households
Total Households
41,127
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
92.5%
of households
Smartphone
86.7%
of households
Desktop / Laptop
70.9%
of households
Tablet
53.7%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
14.8¢
per kWh
-14% vs 100,000 - 250,000 avg
Commercial Rate
12.4¢
per kWh
-8% vs 100,000 - 250,000 avg
Industrial Rate
8.2¢
per kWh
-17% vs 100,000 - 250,000 avg
Avg Monthly Bill
$133
residential
-6% vs 100,000 - 250,000 avg
13% below the national average of 17.1¢/kWh
Residential electricity in Indiana averages 14.8¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $133. State-level averages from EIA Electric Sales & Revenue data (2024).
South Bend vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (100,000 - 250,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
2
Population Served
115,025
Violations (5yr)
3
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| SOUTH BEND WATER WORKS | Community | Ground water | 115,000 | 0 |
| SUNSET VILLAGE & RV PARK | Community | Ground water | 25 | 3 |
85.9% of households in South Bend have broadband internet access. 68.2% have cable, fiber, or DSL service. 14.4% rely solely on cellular data without a wired connection. 10.5% of households have no internet access. 14.5% use only a smartphone without a desktop or laptop. The area is served by 2 water systems, providing water to 115,025 people. A total of 3 water quality violations have been recorded over the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. South Bend is located in St. Joseph County, IN. Results reflect all voters in the county, not just those in South Bend.
Election Overview
Source: St. Joseph County (2024)2024 Winner
Democrat
Dem Votes
55,215
50.0%
GOP Votes
53,585
48.5%
Total Votes
110,419
Margin
D+1.5%
Shift from 2020
R+4.4pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 55,215 | 53,585 | 110,419 | 50.0% | 48.5% | D+1.5 |
| 2020 | 59,896 | 53,164 | 115,238 | 52.0% | 46.1% | D+5.9 |
| 2016 | 52,247 | 52,019 | 109,452 | 47.7% | 47.5% | D+0.2 |
In the 2024 presidential election, St. Joseph County recorded 110,419 total votes. Democrats won the county with 50.0% of the vote compared to 48.5% for Republicans, a margin of D+1.5%. Compared to 2020, the margin shifted R+4.4pp from the previous election. Since 2016, St. Joseph County has shifted 1.3 percentage points toward Democrats.
Public Records Request
Source: southbendin.jotform.comSubmit a public records request to South Bend — Uses Jotform for online submission..
Source: southbendin.jotform.com
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
856
Total Assets
$4.1B
Total Income
$3.0B
Per 10K Residents
83.2
nonprofits
+87.9% vs peers avg
Orgs with >$1M Assets
137
Median Assets
$627K
Oldest Active
1938
ruling year
Newest Org
2026
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $3.1B of $4.1B total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 100,000 - 250,000
Largest Nonprofits in South Bend
Source: IRS Exempt Organizations BMFSouth Bend, IN has 856 registered 501(c)(3) nonprofit organizations with combined assets of $4.1B. The most common category is Religion-Related, with 115 organizations. 137 nonprofits have assets exceeding $1 million. That works out to 83.2 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1938.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
917
Total Approved
$275.5M
Jobs Supported
10,656
Per 10K Residents
89.1
SBA loans
+7.1% vs peers avg
Unique Lenders
85
Top Lender
1st Source Bank
380 loans
Top Industry
Accommodation & Food Services
Data Span
1992–2026
Loan Program Breakdown
Source: SBA FOIALoans
798
Total Amount
$218.9M
Avg Loan
$274,274
Median Loan
$95,600
SBA Guaranteed
$159.6M(73%)
Jobs Supported
7,704
Loans
119
Total Amount
$56.6M
Avg Loan
$475,487
Median Loan
$320,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
114
12% of all-time total
Recent Amount
$59.9M
22% of all-time total
Avg Recent Loan
$525,781
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 100,000 - 250,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Gentle Wave Car Wash Llc | 1 | $5.0M |
| South Bend Hospitality Llc | 1 | $5.0M |
| Action Machine Llc | 1 | $5.0M |
| 345 Windsor Inc | 1 | $5.0M |
| Vst Entertainment Inc. | 1 | $5.0M |
| Sca Sbn Corporation | 1 | $4.3M |
| Eti Inc | 1 | $4.2M |
| Abro Industries Inc | 3 | $4.2M |
| Janki Llc | 2 | $4.0M |
| Four Fam Corporation | 1 | $3.9M |
South Bend, IN has received 917 SBA loans totaling $275.5M in approved funding between 1992 and 2026. The 7(a) program accounts for 798 loans (87% of the total), supporting 7,704 jobs. The 504 program, focused on real estate and large equipment, has funded 119 loans totaling $56.6M. The most common industry receiving SBA funding is Accommodation & Food Services. The most active SBA lender in South Bend is 1st Source Bank with 380 loans. That works out to 89.1 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
15
Total Population
246,585
Avg Median Income
-$88,834,788
Avg Home Value
-$88,744,642
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 46530 | 31,907 | $114,684 | $316,800 | $1,594 | 24.3 |
| 46544 | 31,138 | $57,873 | $151,100 | $1,018 | 39.8 |
| 46545 | 26,581 | $55,889 | $174,700 | $986 | 18.3 |
| 46556 | 8,159 | N/A | N/A | $992 | 1.6 |
| 46601 | 4,933 | $27,080 | $131,600 | $784 | 2.0 |
| 46613 | 11,726 | $41,625 | $71,000 | $991 | 3.2 |
| 46614 | 29,339 | $70,998 | $174,900 | $886 | 53.3 |
| 46615 | 14,411 | $57,983 | $127,800 | $971 | 3.3 |
| 46616 | 6,219 | $56,293 | $136,400 | $1,019 | 1.4 |
| 46617 | 10,402 | $73,700 | $231,400 | $1,422 | 2.6 |
| 46619 | 21,179 | $46,679 | $98,400 | $944 | 23.5 |
| 46624 | 31 | N/A | N/A | $2,222 | 0.0 |
| 46628 | 27,929 | $56,889 | $164,500 | $1,068 | 34.2 |
| 46635 | 6,552 | $79,416 | $193,100 | $942 | 3.1 |
| 46637 | 16,079 | $72,401 | $192,000 | $1,167 | 10.0 |
South Bend, IN has 15 ZIP codes with a combined population of 246,585. The average median household income across all ZIP codes is -$88,834,788. The average median home value is -$88,744,642. The average median monthly rent is $1,134.
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