Natural Disasters in Shoals, IN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

12.3

Very Low

Expected Annual Loss

13.8

Score (0-100)

Social Vulnerability

43.0

Score (0-100)

Community Resilience

70.6

Score (0-100)

Top Hazard Risks

Earthquake55.0Landslide45.8Drought43.1

Hazard	Risk Score
Earthquake	55.0
Landslide	45.8
Drought	43.1
Strong Wind	40.3
Heat Wave	35.7
Winter Weather	34.9
Tornado	34.7
Ice Storm	28.2
Cold Wave	15.6
Hail	14.2
Hurricane	13.3
Lightning	10.8
Wildfire	2.6

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

8 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Jul 22, 2025	Flood	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Apr 3, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Jun 23, 2011	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND
Sep 23, 2008	Severe Storm	SEVERE STORMS AND FLOODING
Sep 10, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Jan 21, 2005	Severe Storm	SEVERE WINTER STORMS AND FLOODING
Jan 11, 2005	Snowstorm	SNOW
Sep 1, 2004	Severe Storm	SEVERE STORMS, TORNADOES AND FLOODING
Jun 3, 2004	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Jun 13, 2002	Severe Storm	SEVERE STORMS, TORNADOES AND FLOODING
Jul 3, 1996	Severe Storm	SEVERE STORMS AND FLOODING
Jan 5, 1991	Flood	SEVERE STORMS & FLOODING
Jun 4, 1990	Severe Storm	SEVERE STORMS, TORNADOES & FLOODING
Jul 31, 1979	Flood	SEVERE STORMS & FLOODING

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$212,056

Avg Claim Payout

$16,312

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$760,068

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4882	Severe Storm(s)	3	$285,556
DR-1795	Severe Storm(s)	7	$133,270
DR-1997	Severe Storm(s)	7	$117,802
DR-1573	Severe Storm(s)	8	$112,114
DR-1418	Severe Storm(s)	13	$53,643
DR-4515	Biological	1	$25,614
DR-3197	Snow	3	$22,637
DR-1542	Severe Storm(s)	1	$9,433

Shoals has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, landslide, drought. The area has had 16 federal disaster declarations. The most common disaster type is severe storm (8 declarations). 13 flood insurance claims have been filed in the area. FEMA has obligated $760,068 in public assistance recovery funding.