Natural Disasters in Owensburg, IN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

42.5

Very Low

Expected Annual Loss

47.0

Score (0-100)

Social Vulnerability

36.8

Score (0-100)

Community Resilience

51.2

Score (0-100)

Top Hazard Risks

Landslide88.5Strong Wind78.1Earthquake75.3

Hazard	Risk Score
Landslide	88.5
Strong Wind	78.1
Earthquake	75.3
Tornado	63.5
Winter Weather	62.0
Heat Wave	59.7
Drought	57.3
Hail	54.3
Ice Storm	52.1
Cold Wave	32.7
Lightning	29.4
Hurricane	25.7
Wildfire	8.4

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

10 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Jul 22, 2025	Flood	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Apr 3, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Jun 8, 2008	Severe Storm	SEVERE STORMS, FLOODING, AND TORNADOES
Sep 10, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Jan 21, 2005	Severe Storm	SEVERE WINTER STORMS AND FLOODING
Jan 11, 2005	Snowstorm	SNOW
Sep 1, 2004	Severe Storm	SEVERE STORMS, TORNADOES AND FLOODING
Jun 3, 2004	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Sep 5, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Jul 11, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Sep 25, 2002	Severe Storm	SEVERE STORMS AND TORNADOES
Jun 13, 2002	Severe Storm	SEVERE STORMS, TORNADOES AND FLOODING
Jul 22, 1998	Severe Storm	SEVERE STORMS AND TORNADOES, AND FLOODING
Apr 2, 1996	Flood	BLIZZARD OF 96
Jan 5, 1991	Flood	SEVERE STORMS & FLOODING
Jun 4, 1990	Severe Storm	SEVERE STORMS, TORNADOES & FLOODING
Jul 31, 1979	Flood	SEVERE STORMS & FLOODING

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

127

Total IA Distributed

$495,616

Repair/Replace

$296,292

Rental Assistance

$46,322

Disaster	Registrations	Total IA $	Avg Damage
DR-1573	27	$188,567	$6,547
DR-1766	37	$181,934	$8,431
DR-4515	7	$50,174	—
DR-1487	3	$32,960	$28,785
DR-1520	22	$17,814	$1,264
DR-1795	14	$16,365	$1,369
DR-1832	17	$7,802	$3,142

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$140,973

Avg Claim Payout

$14,097

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$1,350,489

Disasters with PA

Total Projects

102

Disaster	Type	Projects	Federal $
DR-1766	Severe Storm(s)	61	$779,869
DR-1573	Severe Storm(s)	8	$181,931
DR-4882	Severe Storm(s)	5	$152,555
DR-1476	Severe Storm(s)	6	$55,444
DR-1520	Severe Storm(s)	10	$52,095
DR-4515	Biological	3	$43,965
DR-3197	Snow	3	$30,027
DR-4704	Tornado	2	$28,328
DR-1542	Severe Storm(s)	2	$18,364
DR-1418	Severe Storm(s)	2	$7,911

Owensburg has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, strong wind, earthquake. The area has had 19 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 10 flood insurance claims have been filed in the area. FEMA has obligated $1,350,489 in public assistance recovery funding. $495,616 has been distributed in individual assistance to disaster-affected residents.