Natural Disasters in Otwell, IN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
19.2
Very Low
Expected Annual Loss
17.8
Score (0-100)
Social Vulnerability
60.2
Score (0-100)
Community Resilience
58.9
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Earthquake | 79.6 |
| Drought | 58.6 |
| Heat Wave | 49.1 |
| Winter Weather | 47.2 |
| Strong Wind | 45.6 |
| Tornado | 40.3 |
| Ice Storm | 31.1 |
| Hail | 28.5 |
| Lightning | 25.2 |
| Landslide | 24.5 |
| Hurricane | 24.4 |
| Cold Wave | 12.7 |
| Wildfire | 11.6 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
20
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
11 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 3, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Jun 23, 2011 | Severe Storm | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND |
| Sep 23, 2008 | Severe Storm | SEVERE STORMS AND FLOODING |
| Jun 8, 2008 | Severe Storm | SEVERE STORMS, FLOODING, AND TORNADOES |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Jan 21, 2005 | Severe Storm | SEVERE WINTER STORMS AND FLOODING |
| Jan 11, 2005 | Snowstorm | SNOW |
| Sep 1, 2004 | Severe Storm | SEVERE STORMS, TORNADOES AND FLOODING |
| Jun 3, 2004 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Sep 25, 2002 | Severe Storm | SEVERE STORMS AND TORNADOES |
| Jun 13, 2002 | Severe Storm | SEVERE STORMS, TORNADOES AND FLOODING |
| Jul 22, 1998 | Severe Storm | SEVERE STORMS AND TORNADOES, AND FLOODING |
| Jul 3, 1996 | Severe Storm | SEVERE STORMS AND FLOODING |
| Apr 2, 1996 | Flood | BLIZZARD OF 96 |
| Jan 5, 1991 | Flood | SEVERE STORMS & FLOODING |
| Jun 4, 1990 | Severe Storm | SEVERE STORMS, TORNADOES & FLOODING |
| Jul 31, 1979 | Flood | SEVERE STORMS & FLOODING |
| Feb 2, 1977 | Snowstorm | SNOWSTORMS |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
121
Total IA Distributed
$589,885
Repair/Replace
$16,953
Rental Assistance
$756
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-1766 | 1 | N/A | — |
| DR-1520 | 9 | N/A | $454 |
| DR-4515 | 93 | $568,148 | — |
| DR-1795 | 12 | $13,521 | $2,203 |
| DR-1573 | 6 | $8,216 | $948 |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
1
Total Claims Paid
$44,000
Avg Claim Payout
$44,000
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$484,130
Disasters with PA
8
Total Projects
47
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-1766 | Severe Storm(s) | 5 | $152,030 |
| DR-1997 | Severe Storm(s) | 13 | $115,811 |
| DR-1418 | Severe Storm(s) | 14 | $91,333 |
| DR-1573 | Severe Storm(s) | 1 | $41,200 |
| DR-1795 | Severe Storm(s) | 5 | $36,701 |
| DR-4515 | Biological | 1 | $28,822 |
| DR-1542 | Severe Storm(s) | 6 | $10,400 |
| DR-3197 | Snow | 2 | $7,833 |
Otwell has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, drought, heat wave. The area has had 20 federal disaster declarations. The most common disaster type is severe storm (11 declarations). 1 flood insurance claims have been filed in the area. FEMA has obligated $484,130 in public assistance recovery funding. $589,885 has been distributed in individual assistance to disaster-affected residents.