Natural Disasters in Osgood, IN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

46.8

Relatively Low

Expected Annual Loss

48.3

Score (0-100)

Social Vulnerability

45.7

Score (0-100)

Community Resilience

56.6

Score (0-100)

Top Hazard Risks

Strong Wind81.3Tornado79.5Landslide74.7
HazardRisk Score
Strong Wind81.3
Tornado79.5
Landslide74.7
Earthquake65.4
Drought51.8
Lightning51.2
Ice Storm48.9
Cold Wave42.3
Hail38.1
Heat Wave33.3
Hurricane29.4
Winter Weather28.2
Wildfire8.0

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

16

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

9 declarations

DateTypeDeclaration
Jan 24, 2026Winter StormSEVERE WINTER STORM
Apr 3, 2020BiologicalCOVID-19 PANDEMIC
Mar 13, 2020BiologicalCOVID-19
Mar 9, 2012Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
Jun 23, 2011Severe StormSEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND
Mar 5, 2009Severe StormSEVERE WINTER STORM
Sep 23, 2008Severe StormSEVERE STORMS AND FLOODING
Jun 8, 2008Severe StormSEVERE STORMS, FLOODING, AND TORNADOES
Sep 10, 2005HurricaneHURRICANE KATRINA EVACUATION
Jan 21, 2005Severe StormSEVERE WINTER STORMS AND FLOODING
Jan 11, 2005SnowstormSNOW
Jun 3, 2004Severe StormSEVERE STORMS, TORNADOES, AND FLOODING
Jul 3, 1996Severe StormSEVERE STORMS AND FLOODING
Jun 4, 1990Severe StormSEVERE STORMS, TORNADOES & FLOODING
Feb 2, 1977SnowstormSNOWSTORMS
Jul 30, 1968FloodFLOODING

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

18

Total Claims Paid

$112,856

Avg Claim Payout

$6,270

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$1,531,593

Disasters with PA

6

Total Projects

66

DisasterTypeProjectsFederal $
DR-1795Severe Storm(s)17$921,771
DR-1828Severe Storm(s)4$221,689
DR-1766Severe Storm(s)6$204,274
DR-3197Snow6$70,681
DR-4058Severe Storm(s)14$56,798
DR-1997Severe Storm(s)19$56,379

Osgood has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, tornado, landslide. The area has had 16 federal disaster declarations. The most common disaster type is severe storm (9 declarations). 18 flood insurance claims have been filed in the area. FEMA has obligated $1,531,593 in public assistance recovery funding.