Natural Disasters in Muncie, IN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

76.3

Relatively Low

Expected Annual Loss

75.5

Score (0-100)

Social Vulnerability

49.3

Score (0-100)

Community Resilience

82.4

Score (0-100)

Top Hazard Risks

Tornado90.4Hail85.8Earthquake82.7

Hazard	Risk Score
Tornado	90.4
Hail	85.8
Earthquake	82.7
Lightning	75.6
Winter Weather	74.6
Strong Wind	65.8
Ice Storm	56.0
Cold Wave	49.7
Drought	43.9
Heat Wave	35.5
Landslide	33.5
Hurricane	31.8
Wildfire	21.8

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

6 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 3, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Mar 12, 2007	Snowstorm	SNOW
Sep 10, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Jan 21, 2005	Severe Storm	SEVERE WINTER STORMS AND FLOODING
Jan 11, 2005	Snowstorm	SNOW
Jun 3, 2004	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Sep 5, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Jul 11, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Sep 25, 2002	Severe Storm	SEVERE STORMS AND TORNADOES
Jan 15, 1999	Snowstorm	IN-WINTER STORM 12/23/98
Apr 2, 1996	Flood	BLIZZARD OF 96
Sep 18, 1992	Severe Storm	SEVERE STORMS, TORNADOES & FLOODING
Mar 29, 1991	Severe Ice Storm	SEVERE ICE STORM
Jan 5, 1991	Flood	SEVERE STORMS & FLOODING
Apr 4, 1974	Tornado	TORNADOES

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

243

Total Claims Paid

$2,594,401

Avg Claim Payout

$10,677

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$6,722,720

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-1573	Severe Storm(s)	43	$4,421,267
DR-4515	Biological	9	$1,836,934
DR-3274	Snow	12	$280,470
DR-3197	Snow	6	$106,250
DR-3135	Snow	6	$77,799

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$540,374

Properties Protected

Avg Benefit-Cost Ratio

0.00

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	4	$508,207
91.1: Local Multihazard Mitigation Plan	1	$32,000
700.1: Management Costs - Salaries; 700.2: Management Costs - Equipment; 700.4: Management Costs - Supplies	1	$167

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Muncie has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, hail, earthquake. The area has had 17 federal disaster declarations. The most common disaster type is severe storm (6 declarations). 243 flood insurance claims have been filed in the area. FEMA has obligated $6,722,720 in public assistance recovery funding. 6 hazard mitigation projects have been funded to reduce future risk.